Personal loans in Ida, LA
If you are weighing a personal loan in Ida, start from the payment you can carry; its 209 residents face the same statewide rules. Read the disclosure for an origination fee and any prepayment penalty before signing in Ida. With 209 residents, Ida outranks about 11% of the communities in Louisiana. Which products a lender may offer to Ida's 209 residents follows from the Louisiana consumer-lending framework. Census figures put the 2020-to-2023 decrease in Ida at about 4.6%. Borrowers who want a bigger city can look to Hosston, LA about 8 miles away.
Ida: the sourced local profile
Ida is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 209 residents; Ida is the 268th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 4.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
- Size percentile: bigger than about 11% of the places in Louisiana, with 209 residents in Ida.
- Density: roughly 147 residents per square mile, spread over 1.4 sq mi of land.
- By land area: Ida ranks 223rd among Louisiana's 302 places, at 1.4 sq mi.
- State share: roughly 0.0% of Louisiana's residents live in Ida (209 people).
- National rank: Ida is 16,339th of 19,457 places nationwide.
- Growth rank: Ida's 2020-to-2023 change ranks 223rd of 302 places in Louisiana.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Ida's 4.6%.
- Density in Louisiana: Ida ranks 257th by people per square mile.
- Density vs Louisiana: Ida's 147 people per square mile compare with a state median of 534.
- Location: mapped by the US Census Bureau at 32.9989, -93.8964.
- Nearest larger cities: Hosston (8 mi); Vivian (10 mi); Plain Dealing (13 mi); Bloomburg (13 mi); Bradley (16 mi). Living near a larger metro rarely changes what is available in Ida.
- Smaller places nearby: Rodessa (6 mi); Gilliam (12 mi); Domino (22 mi).
- Smaller neighbours: 14 places smaller than Ida sit within 50 miles.
- Larger places within 100 miles: 201.
How personal loans work in Ida
With roughly 209 residents, Ida is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ida. Because the payment is fixed, the total cost of a Ida loan is knowable in advance — unlike a revolving card balance.
Louisiana rules behind a Ida personal loan
For the roughly 209 residents of Ida, the rules below are Louisiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
Land, water and location for Ida
The Census Gazetteer records about 1.4 square miles of land within Ida, with no significant water area listed. The resulting density is about 147 people per square mile. The state's population centre of gravity, New Orleans, is roughly 310 miles away. Ida has 58 larger places within a 50-mile radius. The 100-mile radius contains 201 larger places.
How lenders reach Ida
Ida is a lightly settled community of about 209 people, with 58 larger places inside a 50-mile radius. Whether Ida has a local branch or not, a Louisiana-licensed lender can serve its 209 people online on the same terms. The nearest larger city, Hosston, LA about 8 miles away.
How Ida compares across Louisiana
Set beside Louisiana's 302 places, Ida ranks 268th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 223rd of 302 Louisiana places, putting it near the 26th percentile for growth. At about 147 people per square mile, Ida is the 257th most densely settled place in Louisiana. Within 50 miles sit 14 smaller Census places, alongside the 58 that are larger.
Common questions
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Nearby places
- Rodessa, LA — population 183
- Hosston, LA — population 238
- Vivian, LA — population 2,942
- Gilliam, LA — population 115
- Bloomburg, TX — population 329
- Plain Dealing, LA — population 878
- Belcher, LA — population 240
- Bradley, AR — population 394