Personal loans in Huron, KS
Huron, Kansas — home to about 72 people — is a small community, so the terms you are offered follow Kansas law rather than any local rule. With an estimated 72 residents, Huron is the 545th-largest of 625 places in Kansas.
The nearest larger city is Everest, KS about 5 miles away. The trend for Huron between 2020 and 2023 is downward by roughly 2.7%. Every figure below is Kansas's own, applied to Huron's 72 residents, with the publisher and retrieval date attached. For a community of about 72, the practical step is to compare APR across at least three lenders before committing.
Huron: population, trend and location
Only a few things actually differ by place — population, area, location, and the Kansas rules a lender must follow — and they are below.
- Population: the Census counts 72 residents in Huron (Vintage 2023 subcounty estimate), the 545th-largest figure among Kansas's 625 places.
- Population trend: About 2.7% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Huron's 72 people outrank roughly 13% of the places in Kansas.
- Land and density: 0.1 square miles of land carry roughly 1,000 residents per square mile.
- Land area: Huron covers 0.1 square miles, the 617th-largest area among Kansas's 625 places.
- Share of Kansas: Huron holds about 0.0% of the state's population, some 72 people.
- National rank: Huron is 18,616th of 19,457 places nationwide.
- Growth rank: Huron ranks 488th among Kansas's 625 places for the 2020-to-2023 change.
- Versus Kansas: the state average change is -1.0%, while Huron moved 2.7%.
- Density in Kansas: Huron ranks 219th by people per square mile.
- Against the state median: Huron runs about 1,000 residents per square mile, where the Kansas median is 764.
- Location: latitude 39.6382, longitude -95.3512 (Census Gazetteer).
- Nearest larger cities: Everest (5 mi); Lancaster (5 mi); Denton (8 mi); Effingham (8 mi); Horton (10 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Willis (10 mi); Leona (10 mi); Powhattan (17 mi).
- Smaller places within 50 miles: 12 of them.
- At 100 miles: 429 larger Census places fall inside that radius.
Getting a loan in Huron
With about 1,000 residents per square mile, Huron is moderately settled, and 114 larger Census places sit within 50 miles. Distance to a branch rarely matters for Huron's 72 residents: the application is online and the price follows your credit file. The nearest larger city, Everest, KS about 5 miles away.
A pre-application checklist for Huron
These steps shape the offer you get in Huron, a place of about 72 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Kansas licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Kansas; what changes is your credit file, not the fact that Huron holds 72 people.
Huron against the rest of Kansas
Huron is the 545th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Huron ranks 488th of 625 in Kansas (about the 22th percentile). By density, at about 1,000 people per square mile, it ranks 219th in Kansas. Within 50 miles sit 12 smaller Census places, alongside the 114 that are larger.
The state rulebook for Huron
The rows below set out what a licensed lender must follow in Kansas, and so for Huron's roughly 72 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
What a Huron borrower is actually offered
With roughly 72 residents, Huron is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Huron's 72 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Huron decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Huron if my credit is poor?
What loan size can I expect in Huron?
Do I have to pledge anything to borrow in Huron?
Does comparing loans in Huron cost me credit score points?
Nearby places
- Lancaster, KS — population 239
- Everest, KS — population 254
- Effingham, KS — population 484
- Denton, KS — population 129
- Leona, KS — population 38
- Severance, KS — population 77
- Willis, KS — population 23
- Horton, KS — population 1,480