Personal loans in Hurley, NM
About 1,230 people live in Hurley, placing it 59th of 105 Census places in New Mexico. Hurley is a small community of about 1,230 residents, and a personal loan taken out here is governed by New Mexico statute. Pull your credit reports and line up at least three offers before you apply from Hurley. For the 1,230 people in Hurley, New Mexico runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 2.1% decline in Hurley. For a bigger market, look to Bayard, NM about 4 miles away.
Borrowing in Hurley: the local picture
Here is the sourced Census picture for Hurley, plus the New Mexico lending rules that apply to a loan taken out here.
- Population: about 1,230, ranked 59th of 105 places in New Mexico (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 27 fewer since the 2020 base.
- Size percentile: bigger than about 44% of the places in New Mexico, with 1,230 residents in Hurley.
- Density: roughly 1,206 residents per square mile, spread over 1.0 sq mi of land.
- Land area rank: Hurley's 1.0 square miles rank 88th of 105 places in New Mexico.
- Share of New Mexico: Hurley holds about 0.1% of the state's population, some 1,230 people.
- Nationally: Hurley is the 9,447th-largest of 19,457 Census places in the dataset.
- Growth rank: Hurley's 2020-to-2023 change ranks 70th of 105 places in New Mexico.
- Versus New Mexico: the state average change is -0.8%, while Hurley moved 2.1%.
- Density rank: Hurley places 17th among New Mexico's places by people per square mile.
- Density vs New Mexico: Hurley's 1,206 people per square mile compare with a state median of 475.
- Location: 32.6985, -108.1311 (US Census Bureau Gazetteer).
- Nearest larger cities: Bayard (4 mi); Santa Clara (6 mi); Silver City (10 mi); Deming (37 mi); Lordsburg (41 mi). Living near a larger metro rarely changes what is available in Hurley.
- Smaller communities within reach: Virden (51 mi); Duncan (56 mi); Williamsburg (56 mi).
- Within a 50-mile radius: 0 smaller Census places.
- Larger places within 100 miles: 14.
Hurley: area, density and distance
Hurley covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,206 residents per square mile. For the state's biggest city, Albuquerque, the distance is roughly 187 miles. Within 50 miles of Hurley there are 5 larger Census places. The 100-mile radius contains 14 larger places.
A pre-application checklist for Hurley
These steps shape the offer you get in Hurley, a place of about 1,230 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a New Mexico licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Hurley as elsewhere in New Mexico, the written terms — not the advertisement — are what count for its 1,230 residents.
How Hurley compares across New Mexico
Against New Mexico's other places, Hurley accounts for about 0.1% of the state's population and ranks 59th of 105 by size. On the 2020-to-2023 trend, Hurley stands 70th among New Mexico's 105 places — roughly the 33th percentile. By density, at about 1,206 people per square mile, it ranks 17th in New Mexico. The population moved by about 27 people between 2020 and 2023, a 2.1% shift.
What is available to Hurley borrowers
Hurley is a moderately settled community of about 1,230 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Hurley's 1,230 residents: the application is online and the price follows your credit file. The nearest larger city, Bayard, NM about 4 miles away.
Which New Mexico laws govern a loan in Hurley
Read the table as a lender's compliance picture for Hurley: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Mexico Financial Institutions Division (FID), Regulation and Licensing Department Source says: "We regulate a variety of financial institutions operating in New Mexico including:" | New Mexico Regulation and Licensing Department, Financial Institutions Division as of 2026-09-16 |
| Small loan company licensing/regulation | Small loan companies are a regulated institution category of the Financial Institutions Division Source says: "Small Loan Companies" | New Mexico Regulation and Licensing Department, Financial Institutions Division as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% annually absent a written contract fixing a different rate (NMSA 1978, 56-8-3) Source says: "The rate of interest, in the absence of a written contract fixing a different rate, shall be not more than fifteen percent annually" | New Mexico Compilation Commission (NMOneSource, official NMSA) as of 2026-09-16 |
Common questions
What are my options in Hurley if my credit is poor?
What loan size can I expect in Hurley?
Do I have to pledge anything to borrow in Hurley?
Does comparing loans in Hurley cost me credit score points?
Nearby places
- Bayard, NM — population 2,064
- Santa Clara, NM — population 1,608
- Silver City, NM — population 9,377
- Deming, NM — population 14,603
- Lordsburg, NM — population 2,203
- Virden, NM — population 120
- Williamsburg, NM — population 463
- Duncan, AZ — population 670