Personal loans in Hunts Point, WA
Hunts Point is a small community of about 446 residents, and a personal loan taken out here is governed by Washington statute. The 2020 count to the 2023 estimate shows about 2.2% decline in Hunts Point. Hunts Point is home to roughly 446 people and stands 242nd by size out of 281 Census places in Washington. Judge Hunts Point offers on total cost, not on how quickly the money arrives. Lenders active in Hunts Point report to a Washington supervisor, identified in the sourced rows below. The closest larger place is Yarrow Point, WA about 0 miles away.
What the Census records for Hunts Point
Set out below is Hunts Point's local context next to the state-level rules that reach every lender here.
- Population: about 446 people live here, which puts Hunts Point 242nd of 281 Census places in Washington (Vintage 2023).
- Population trend: A decline of about 2.2% across the 2020-to-2023 comparison.
- People gained or lost: about 10 fewer since the 2020 base.
- Size percentile: with 446 residents, Hunts Point is larger than about 14% of Washington's Census places.
- Population density: 1,453 people per square mile on 0.3 square miles of land.
- Land area: Hunts Point covers 0.3 square miles, the 268th-largest area among Washington's 281 places.
- Water: Hunts Point holds about 0.44 square miles, the 59th-largest water area in Washington.
- Share of state population: Hunts Point's 446 residents are about 0.0% of Washington.
- National standing: Hunts Point ranks 13,641st of 19,457 US places.
- Growth rank: Hunts Point ranks 240th among Washington's 281 places for the 2020-to-2023 change.
- Versus Washington: the state average change is +2.8%, while Hunts Point moved 2.2%.
- Density rank: Hunts Point places 148th among Washington's places by people per square mile.
- Density vs Washington: Hunts Point's 1,453 people per square mile compare with a state median of 1,518.
- Location: latitude 47.6430, longitude -122.2292 (Census Gazetteer).
- Nearest larger cities: Yarrow Point (0 mi); Clyde Hill (1 mi); Medina (1 mi); Kirkland (4 mi); Bellevue (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Beaux Arts Village (4 mi); Index (34 mi); South Prairie (36 mi), each with its own Census population profile.
- Within a 50-mile radius: 4 smaller Census places.
- At 100 miles: 137 larger Census places fall inside that radius.
Hunts Point: area, density and distance
Inside Hunts Point's boundaries lie roughly 0.3 square miles of land and 0.44 square miles of water. That land carries about 1,453 people per square mile. The largest place in Washington, Seattle, lies about 6 miles away. Within 50 miles of Hunts Point there are 81 larger Census places. Within the same 50 miles lie 4 smaller Census places.
Washington consumer-lending rules applied in Hunts Point
This table holds the Washington rate and licensing rules for consumer loans made to Hunts Point's 446 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
How lenders reach Hunts Point
With about 1,453 residents per square mile, Hunts Point is moderately settled, and 81 larger Census places sit within 50 miles. Whether Hunts Point has a local branch or not, a Washington-licensed lender can serve its 446 people online on the same terms. For a larger market, the closest option is Yarrow Point, WA about 0 miles away.
Steps to take before a Hunts Point loan
Before you apply in Hunts Point, a community of about 446, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Washington regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Washington; what changes is your credit file, not the fact that Hunts Point holds 446 people.
Hunts Point in state context
Among Washington's 281 places, Hunts Point sits at 242nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hunts Point stands 240th among Washington's 281 places — roughly the 15th percentile. At about 1,453 people per square mile, Hunts Point is the 148th most densely settled place in Washington. The population moved by about 10 people between 2020 and 2023, a 2.2% shift.
Common questions
What are my options in Hunts Point if my credit is poor?
What loan size can I expect in Hunts Point?
Do I have to pledge anything to borrow in Hunts Point?
Does comparing loans in Hunts Point cost me credit score points?
Nearby places
- Yarrow Point, WA — population 1,105
- Clyde Hill, WA — population 3,077
- Medina, WA — population 2,841
- Kirkland, WA — population 91,194
- Beaux Arts Village, WA — population 304
- Mercer Island, WA — population 24,742
- Bellevue, WA — population 151,574
- Kenmore, WA — population 23,391