Personal loans in Hughesville, MO

Roughly 151 residents live in Hughesville, the 729th-largest community in Missouri. Personal loans in Hughesville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 151 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Read the disclosure for an origination fee and any prepayment penalty before signing in Hughesville. Rate ceilings, licensing requirements and product limits for Hughesville are all set at the Missouri level. Hughesville added about 0.7% to its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Houstonia, MO about 6 miles away.

Hughesville: population, trend and location

What follows is Hughesville's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

Missouri rules behind a Hughesville personal loan

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Hughesville lender must follow.

RuleDetailSource
State lending regulatorMissouri Division of Finance (Department of Commerce and Insurance)
Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions"		Missouri Division of Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per annum, or the higher published 'market rate' (RSMo § 408.030)
Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract"		Missouri Revisor of Statutes
as of 2026-09-16
Payday lending statusLegal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500)
Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance"		Missouri Revisor of Statutes
as of 2026-09-16

Hughesville's place among Missouri's 937 places

Among Missouri's 937 places, Hughesville sits at 729th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 406th of 937 Missouri places, putting it near the 57th percentile for growth. Its roughly 1,302 residents per square mile place it 179th among Missouri's places. Between 2020 and 2023 the count changed by roughly 1 residents.

Hughesville: area, density and distance

Inside Hughesville's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 1,302 people per square mile. The largest place in Missouri, Kansas City, lies about 70 miles away. A 50-mile radius around Hughesville takes in 74 places that are larger. Within the same 50 miles lie 25 smaller Census places.

Borrowing reach in Hughesville

With about 1,302 residents per square mile, Hughesville is moderately settled, and 74 larger Census places sit within 50 miles. Whether Hughesville has a local branch or not, a Missouri-licensed lender can serve its 151 people online on the same terms. The nearest larger city, Houstonia, MO about 6 miles away.

What shapes a Hughesville personal loan

With roughly 151 residents, Hughesville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hughesville. Because the payment is fixed, the total cost of a Hughesville loan is knowable in advance — unlike a revolving card balance.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hughesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hughesville is the same as anywhere in Missouri.
What loan size can I expect in Hughesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hughesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hughesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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