Personal loans in Homestead, MO

Homestead by the numbers

Homestead is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 192 residents in Homestead (Vintage 2023 subcounty estimate), the 674th-largest figure among Missouri's 937 places.
• Population trend: About level with the 2020 Census.
• Size percentile: about 28% of Missouri communities are smaller than Homestead (192 residents).
• Population density: about 1,208 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Homestead covers 0.2 square miles, the 844th-largest area among Missouri's 937 places.
• Share of Missouri: Homestead holds about 0.0% of the state's population, some 192 people.
• National rank: Homestead is 16,604th of 19,457 places nationwide.
• Growth rank: Homestead's 2020-to-2023 change ranks 484th of 937 places in Missouri.
• Versus Missouri: the state average change is +0.8%, while Homestead moved 0.0%.
• Density rank: Homestead places 212th among Missouri's places by people per square mile.
• Density in context: Homestead's 1,208 people per square mile sit against a Missouri median of 743.
• Location: the Census Gazetteer records it at 39.3632, -94.2005.
• Nearest larger cities: Crystal Lakes (1 mi); Excelsior Estates (2 mi); Wood Heights (2 mi); Excelsior Springs (3 mi); Lawson (5 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Prathersville (5 mi); Mosby (7 mi); Elmira (10 mi).
• Within a 50-mile radius: 37 smaller Census places.
• Within 100 miles: 311 places are larger than Homestead.

Missouri consumer-lending rules applied in Homestead

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Homestead lender must follow.

Borrowing reach in Homestead

With about 1,208 residents per square mile, Homestead is moderately settled, and 134 larger Census places sit within 50 miles. What is available to Homestead's 192 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Crystal Lakes, MO about 1 miles away.

Inside a Homestead personal loan

In Homestead, a small community of about 192, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Homestead loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Homestead loan but raises total interest, so the smallest payment is not the cheapest loan.

Homestead: area, density and distance

Homestead's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,208 people per square mile. The state's population centre of gravity, Kansas City, is roughly 25 miles away. Counting outward 50 miles, 134 larger communities surround Homestead. By land area it ranks 844th of 937 Missouri places.

Where Homestead sits in Missouri

Set beside Missouri's 937 places, Homestead ranks 674th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Homestead stands 484th among Missouri's 937 places — roughly the 48th percentile. Its roughly 1,208 residents per square mile place it 212th among Missouri's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.