Personal loans in Holly Grove, AR

Census figures put the 2020-to-2023 decrease in Holly Grove at about 4.7%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Holly Grove loan. Consumer lending that reaches Holly Grove's 443 residents is governed by Arkansas statute; no city ordinance changes it. Borrowers who want a bigger city can look to Clarendon, AR about 9 miles away.

Borrowing in Holly Grove: the local picture

Holly Grove is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 443 people live here, which puts Holly Grove 277th of 500 Census places in Arkansas (Vintage 2023).
• Population trend: Roughly 4.7% fewer residents than the 2020 Census counted.
• Net change: roughly 22 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 45% of the places in Arkansas, with 443 residents in Holly Grove.
• Population density: 441 people per square mile on 1.0 square miles of land.
• By land area: Holly Grove ranks 356th among Arkansas's 500 places, at 1.0 sq mi.
• Water: Holly Grove holds about 0.02 square miles, the 149th-largest water area in Arkansas.
• State share: roughly 0.0% of Arkansas's residents live in Holly Grove (443 people).
• National standing: Holly Grove ranks 13,675th of 19,457 US places.
• Growth rank: Holly Grove's 2020-to-2023 change ranks 441st of 500 places in Arkansas.
• Against the state trend: Holly Grove's 4.7% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Holly Grove places 219th among Arkansas's places by people per square mile.
• Density in context: Holly Grove's 441 people per square mile sit against a Arkansas median of 386.
• Location: the Census Gazetteer records it at 34.6015, -91.2003.
• Nearest larger cities: Clarendon (9 mi); Marvell (17 mi); De Valls Bluff (20 mi); Brinkley (20 mi); Stuttgart (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Roe (11 mi); Ulm (15 mi); St. Charles (16 mi).
• Smaller neighbours: 37 places smaller than Holly Grove sit within 50 miles.
• Within 100 miles: 178 places are larger than Holly Grove.

Inside a Holly Grove personal loan

In Holly Grove, a small community of about 443, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Holly Grove can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Holly Grove loan but raises total interest, so the smallest payment is not the cheapest loan.

Arkansas rules behind a Holly Grove personal loan

This table holds the Arkansas rate and licensing rules for consumer loans made to Holly Grove's 443 residents.

Borrowing reach in Holly Grove

Holly Grove is a lightly settled community of about 443 people, with 30 larger places inside a 50-mile radius. Whether Holly Grove has a local branch or not, a Arkansas-licensed lender can serve its 443 people online on the same terms. The nearest bigger place is Clarendon, AR about 9 miles away.

A pre-application checklist for Holly Grove

These steps shape the offer you get in Holly Grove, a place of about 443 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is Holly Grove-specific: the same Arkansas licensing and disclosure rules reach all 443 residents.

Holly Grove's place among Arkansas's 500 places

Holly Grove is the 277th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Holly Grove ranks 441st of 500 in Arkansas (about the 12th percentile). Its roughly 441 residents per square mile place it 219th among Arkansas's places. In land area, Holly Grove ranks 356th among Arkansas's 500 places.