Personal loans in Holland, OH
A lender serving Holland holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 1,794 residents. By population, Holland sits at 414th in Ohio, with an estimated 1,794 residents.
Decide the purpose of the loan and your repayment plan before sharing any details with a Holland lender. Holland lost roughly 1.6% of its population across the 2020-to-2023 comparison. To lend to Holland's 1,794 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The next larger city is Maumee, OH about 4 miles away.
Holland: population, trend and location
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: about 1,794 people live here, which puts Holland 414th of 924 Census places in Ohio (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.6%.
- Net change: roughly 29 fewer people than the 2020 Census counted.
- Size percentile: bigger than about 55% of the places in Ohio, with 1,794 residents in Holland.
- Land and density: 1.0 square miles of land carry roughly 1,816 residents per square mile.
- Land area: Holland covers 1.0 square miles, the 525th-largest area among Ohio's 924 places.
- Share of Ohio: Holland holds about 0.0% of the state's population, some 1,794 people.
- National rank: Holland sits 8,023rd by population among the 19,457 places in this dataset.
- Growth rank: Holland ranks 638th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Holland moved 1.6%.
- Density in Ohio: Holland ranks 252nd by people per square mile.
- Against the state median: Holland runs about 1,816 residents per square mile, where the Ohio median is 1,289.
- Location: it lies at 41.6193, -83.7082 in the Census Gazetteer.
- Nearest larger cities: Maumee (4 mi); Ottawa Hills (5 mi); Sylvania (6 mi); Perrysburg (6 mi); Toledo (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Berkey (9 mi); Haskins (11 mi); Metamora (12 mi).
- Smaller neighbours: 82 places smaller than Holland sit within 50 miles.
- At 100 miles: 261 larger Census places fall inside that radius.
Inside a Holland personal loan
Holland is a small community of about 1,794 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Holland's rank of 414th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Holland loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Ohio lending rules that reach Holland
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Holland is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What is available to Holland borrowers
At roughly 1,816 people per square mile, Holland is moderately settled; 60 larger places lie within 50 miles. A Ohio licence lets a lender serve Holland without a local office, so branch density does not change what its 1,794 residents are offered. For a larger market, the closest option is Maumee, OH about 4 miles away.
Holland against the rest of Ohio
Set beside Ohio's 924 places, Holland ranks 414th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Holland stands 638th among Ohio's 924 places — roughly the 31th percentile. Its roughly 1,816 residents per square mile place it 252nd among Ohio's places. In land area, Holland ranks 525th among Ohio's 924 places.
Holland on the map
Inside Holland's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 1,794 residents, the land area yields roughly 1,816 people per square mile. Columbus, the largest place in Ohio, is about 119 miles from Holland. Within 50 miles of Holland there are 60 larger Census places. The 100-mile radius contains 261 larger places.
Common questions
What are my options in Holland if my credit is poor?
What loan size can I expect in Holland?
Do I have to pledge anything to borrow in Holland?
Does comparing loans in Holland cost me credit score points?
Nearby places
- Maumee, OH — population 13,633
- Ottawa Hills, OH — population 4,786
- Sylvania, OH — population 19,035
- Perrysburg, OH — population 25,236
- Waterville, OH — population 6,003
- Whitehouse, OH — population 5,063
- Toledo, OH — population 265,304
- Rossford, OH — population 6,333