Personal loans in Holiday Hills, IL
A personal loan in Holiday Hills is priced from your credit file and income, not from the fact that the city holds 607 people. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Holiday Hills loan.
An estimated 607 people make their home in Holiday Hills, a figure that ranks 800th in Illinois. To lend to Holiday Hills's 607 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. Holiday Hills lost roughly 1.6% of its population across the 2020-to-2023 comparison. The next larger city is Island Lake, IL about 2 miles away.
What the Census records for Holiday Hills
Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.
- Population: about 607, ranked 800th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.6% between 2020 and 2023.
- Absolute change: 10 residents lost between 2020 and 2023.
- Size percentile: Holiday Hills sits ahead of around 38% of Illinois places, at 607 people.
- Population density: 650 people per square mile on 0.9 square miles of land.
- Land area rank: Holiday Hills's 0.9 square miles rank 789th of 1,294 places in Illinois.
- Water area: Holiday Hills has 0.04 square miles of water, ranking 331st of 1,294 places in Illinois.
- Share of state population: Holiday Hills's 607 residents are about 0.0% of Illinois.
- Nationally: Holiday Hills is the 12,388th-largest of 19,457 Census places in the dataset.
- Growth in Illinois: Holiday Hills stands 424th by percentage change from 2020 to 2023, among 1,294 places.
- Against the state trend: Holiday Hills's 1.6% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Holiday Hills is the 900th most densely settled place in Illinois.
- Against the state median: Holiday Hills runs about 650 residents per square mile, where the Illinois median is 993.
- Location: 42.2959 / -88.2288, per the US Census Bureau Gazetteer.
- Nearest larger cities: Island Lake (2 mi); Prairie Grove (3 mi); Lakemoor (3 mi); Oakwood Hills (3 mi); Port Barrington (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Trout Valley (7 mi); Greenwood (10 mi); Indian Creek (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 16 smaller Census places.
- At 100 miles: 588 larger Census places fall inside that radius.
Where Holiday Hills sits
The Census Gazetteer records 0.9 square miles of land and 0.04 square miles of water within Holiday Hills. With 607 residents, the land area yields roughly 650 people per square mile. Chicago, the largest place in Illinois, is about 42 miles from Holiday Hills. A 50-mile radius around Holiday Hills takes in 281 places that are larger. The 100-mile radius contains 588 larger places.
Illinois rules behind a Holiday Hills personal loan
Read the table as a lender's compliance picture for Holiday Hills: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The Holiday Hills borrowing checklist
Before you apply in Holiday Hills, a community of about 607, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Illinois licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Holiday Hills-specific: the same Illinois licensing and disclosure rules reach all 607 residents.
How personal loans work in Holiday Hills
With roughly 607 residents, Holiday Hills is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Holiday Hills lender to disclose the APR and finance charge before you sign. The term you choose in Holiday Hills decides the split between a comfortable payment and the total interest you pay.
Where Holiday Hills sits in Illinois
Among Illinois's 1,294 places, Holiday Hills sits at 800th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Holiday Hills stands 424th among Illinois's 1,294 places — roughly the 67th percentile. At about 650 people per square mile, Holiday Hills is the 900th most densely settled place in Illinois. The population moved by about 10 people between 2020 and 2023, a 1.6% shift.
Common questions
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Nearby places
- Island Lake, IL — population 7,992
- Prairie Grove, IL — population 1,947
- Oakwood Hills, IL — population 2,053
- Lakemoor, IL — population 6,338
- Port Barrington, IL — population 1,567
- McHenry, IL — population 28,251
- Volo, IL — population 7,016
- Cary, IL — population 17,977