Personal loans in Hillview, IL
By population, Hillview sits at 1,244th in Illinois, with an estimated 90 residents. The 2020 count to the 2023 estimate shows about 3.2% decline in Hillview.
A personal loan in Hillview is priced from your credit file and income, not from the fact that the city holds 90 people. Which products a lender may offer to Hillview's 90 residents follows from the Illinois consumer-lending framework. Rate-shopping from Hillview costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Pearl, IL about 4 miles away.
Hillview: population, trend and location
Most of what governs a Hillview loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.
- Population: 90 people, a figure that places Hillview 1,244th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.2% from 2020 to 2023.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: Hillview sits ahead of around 4% of Illinois places, at 90 people.
- Population density: about 110 people per square mile (Census land area 0.8 sq mi).
- Land area rank: Hillview's 0.8 square miles rank 853rd of 1,294 places in Illinois.
- Within Illinois: about 0.0% of the state's population lives in Hillview.
- National standing: Hillview ranks 18,300th of 19,457 US places.
- Growth rank: Hillview ranks 971st among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Hillview moved 3.2%.
- Density rank: Hillview places 1,258th among Illinois's places by people per square mile.
- Density vs Illinois: Hillview's 110 people per square mile compare with a state median of 993.
- Location: the Census Gazetteer records it at 39.4496, -90.5386.
- Nearest larger cities: Pearl (4 mi); White Hall (7 mi); Glasgow (8 mi); Roodhouse (9 mi); Alsey (9 mi). Living near a larger metro rarely changes what is available in Hillview.
- Nearest smaller towns: Wilmington (4 mi); Florence (13 mi); Detroit (14 mi).
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 602 larger Census places fall inside that radius.
Illinois consumer-lending rules applied in Hillview
Read the table as a lender's compliance picture for Hillview: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Steps to take before a Hillview loan
Before you hand your details to a lender in Hillview, where the population is near 90:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Hillview as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 90 residents.
Where Hillview sits in Illinois
Within Illinois, Hillview holds roughly 0.0% of all residents, the 1,244th-largest share among 1,294 places. Its 2020-to-2023 change ranks 971st of 1,294 Illinois places, putting it near the 25th percentile for growth. Its roughly 110 residents per square mile place it 1,258th among Illinois's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Lender access in Hillview
Hillview is lightly settled, with about 110 people per square mile and 142 larger places within 50 miles. What is available to Hillview's 90 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Pearl, IL about 4 miles away.
Land, water and location for Hillview
The Census Gazetteer records about 0.8 square miles of land within Hillview, with no significant water area listed. With 90 residents, the land area yields roughly 110 people per square mile. Chicago, the largest place in Illinois, is about 223 miles from Hillview. Hillview has 142 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.
Common questions
What are my options in Hillview if my credit is poor?
What loan size can I expect in Hillview?
Do I have to pledge anything to borrow in Hillview?
Does comparing loans in Hillview cost me credit score points?
Nearby places
- Wilmington, IL — population 88
- Pearl, IL — population 103
- Glasgow, IL — population 108
- White Hall, IL — population 2,201
- Alsey, IL — population 181
- Milton, IL — population 210
- Eldred, IL — population 146
- Roodhouse, IL — population 1,516