Personal loans in Henry, NE
For a borrower among the roughly 129 residents of Henry, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 129 people in Henry, the 384th-largest figure among Nebraska's 527 places.
Judge Henry offers on total cost, not on how quickly the money arrives. Henry lost roughly 1.5% of its population across the 2020-to-2023 comparison. To lend to Henry's 129 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. A larger market lies at Lyman, NE about 6 miles away.
Where Henry stands
Most of what governs a Henry loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: 129 people, a figure that places Henry 384th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.5% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: roughly 27% of Nebraska's places have fewer residents than Henry's 129.
- Density: roughly 617 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Henry's 0.2 square miles rank 423rd of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Henry (129 people).
- National rank: Henry is 17,613th of 19,457 places nationwide.
- Growth rank: Henry ranks 333rd among Nebraska's 527 places for the 2020-to-2023 change.
- Against the state trend: Henry's 1.5% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Henry is the 346th most densely settled place in Nebraska.
- Density in context: Henry's 617 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 41.9997, -104.0488.
- Nearest larger cities: Lyman (6 mi); Morrill (7 mi); Torrington (8 mi); Mitchell (13 mi); Yoder (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Melbeta (31 mi); McGrew (37 mi); Hartville (41 mi), each with its own Census population profile.
- Smaller places within 50 miles: 4 of them.
- Within 100 miles: 45 places are larger than Henry.
What Nebraska law requires in Henry
Below are the Nebraska rules that apply to a loan made in Henry, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Getting a loan in Henry
Henry is moderately settled, with about 617 people per square mile and 18 larger places within 50 miles. Whether Henry has a local branch or not, a Nebraska-licensed lender can serve its 129 people online on the same terms. The nearest larger city, Lyman, NE about 6 miles away.
Where Henry sits
Henry's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 617 people per square mile. The state's population centre of gravity, Omaha, is roughly 416 miles away. Within 50 miles of Henry there are 18 larger Census places. By land area it ranks 423rd of 527 Nebraska places.
Henry against the rest of Nebraska
Within Nebraska, Henry holds roughly 0.0% of all residents, the 384th-largest share among 527 places. Its 2020-to-2023 change ranks 333rd of 527 Nebraska places, putting it near the 37th percentile for growth. At about 617 people per square mile, Henry is the 346th most densely settled place in Nebraska. The population moved by about 2 people between 2020 and 2023, a 1.5% shift.
Inside a Henry personal loan
A Henry personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 129 residents. A lender serving Henry's 129 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Henry loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Lyman, NE — population 254
- Morrill, NE — population 925
- Torrington, WY — population 6,212
- Mitchell, NE — population 1,527
- Yoder, WY — population 132
- Lingle, WY — population 398
- LaGrange, WY — population 378
- Terrytown, NE — population 1,045