Personal loans in Hendersonville, NC

The Census counts 15,466 people in Hendersonville, the 67th-largest figure among North Carolina's 549 places. From the 2020 Census base to the 2023 estimate, the population rose by about 2.1%. Pull your credit reports and line up at least three offers before you apply from Hendersonville. The next larger city is Asheville, NC about 18 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hendersonville's 15,466 residents.

Where Hendersonville stands

Hendersonville is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: 15,466 residents; Hendersonville is the 67th-largest of 549 places in North Carolina (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 2.1% across the 2020-to-2023 comparison.
• Absolute change: 311 residents added between 2020 and 2023.
• Size percentile: with 15,466 residents, Hendersonville is larger than about 88% of North Carolina's Census places.
• Land and density: 7.9 square miles of land carry roughly 1,960 residents per square mile.
• By land area: Hendersonville ranks 118th among North Carolina's 549 places, at 7.9 sq mi.
• Water: Hendersonville holds about 0.04 square miles, the 170th-largest water area in North Carolina.
• Share of North Carolina: Hendersonville holds about 0.2% of the state's population, some 15,466 people.
• National rank: Hendersonville is the 2,311th most populous of the 19,457 Census places covered here.
• Growth rank: Hendersonville's 2020-to-2023 change ranks 246th of 549 places in North Carolina.
• Versus North Carolina: the state average change is +2.9%, while Hendersonville moved 2.1%.
• Density rank: Hendersonville places 33rd among North Carolina's places by people per square mile.
• Density vs North Carolina: Hendersonville's 1,960 people per square mile compare with a state median of 758.
• Location: 35.3234, -82.4558 (Census Gazetteer coordinates).
• Nearest larger cities: Asheville (18 mi); Greer (30 mi); Greenville (34 mi); Easley (36 mi); Mauldin (38 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Laurel Park (3 mi); Flat Rock (4 mi); Fletcher (8 mi).
• Smaller places within 50 miles: 69 of them.
• At 100 miles: 35 larger Census places fall inside that radius.

How Hendersonville compares across North Carolina

Against North Carolina's other places, Hendersonville accounts for about 0.2% of the state's population and ranks 67th of 549 by size. On the 2020-to-2023 trend, Hendersonville stands 246th among North Carolina's 549 places — roughly the 55th percentile. At about 1,960 people per square mile, Hendersonville is the 33rd most densely settled place in North Carolina. In land area, Hendersonville ranks 118th among North Carolina's 549 places.

What is available to Hendersonville borrowers

With about 1,960 residents per square mile, Hendersonville is moderately settled, and 8 larger Census places sit within 50 miles. Whether Hendersonville has a local branch or not, a North Carolina-licensed lender can serve its 15,466 people online on the same terms. The nearest bigger place is Asheville, NC about 18 miles away.

The state rulebook for Hendersonville

Every row below records a North Carolina rule, its publisher and its retrieval date — the same rules a Hendersonville lender must follow.

Hendersonville on the map

Hendersonville's land area is about 7.9 square miles; a further 0.04 square miles is water. That land carries about 1,960 people per square mile. The state's population centre of gravity, Charlotte, is roughly 92 miles away. Hendersonville has 8 larger places within a 50-mile radius. By land area it ranks 118th of 549 North Carolina places.

A practical checklist for Hendersonville borrowers

Before you hand your details to a lender in Hendersonville, where the population is near 15,466:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the North Carolina regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Hendersonville-specific: the same North Carolina licensing and disclosure rules reach all 15,466 residents.