Personal loans in Hazelwood, MO
Hazelwood counts about 24,863 people, and what is genuinely local about borrowing here is limited — Missouri law does the governing. Hazelwood is home to roughly 24,863 people and stands 30th by size out of 937 Census places in Missouri.
From the 2020 Census base to the 2023 estimate, the population declined by about 2.4%. Consumer lending that reaches Hazelwood's 24,863 residents is governed by Missouri statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Hazelwood lender. A larger market lies at Florissant, MO about 4 miles away.
Hazelwood: the sourced local profile
What follows is Hazelwood's place in the Census record, alongside the Missouri rules that govern a personal loan made here.
- Population: about 24,863 people live here, which puts Hazelwood 30th of 937 Census places in Missouri (Vintage 2023).
- Population trend: Lower by roughly 2.4% since the 2020 count.
- People gained or lost: about 607 fewer since the 2020 base.
- Size percentile: roughly 97% of Missouri places rank below Hazelwood.
- Density: roughly 1,550 residents per square mile, spread over 16.0 sq mi of land.
- Land area: Hazelwood covers 16.0 square miles, the 27th-largest area among Missouri's 937 places.
- Water: Hazelwood holds about 0.72 square miles, the 14th-largest water area in Missouri.
- Share of state population: Hazelwood's 24,863 residents are about 0.6% of Missouri.
- Nationally: Hazelwood is the 1,580th-largest of 19,457 Census places in the dataset.
- Growth rank: Hazelwood's 2020-to-2023 change ranks 803rd of 937 places in Missouri.
- Against the state trend: Hazelwood's 2.4% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Hazelwood is the 128th most densely settled place in Missouri.
- Against the state median: Hazelwood runs about 1,550 residents per square mile, where the Missouri median is 743.
- Location: coordinates 38.7947, -90.3960 (US Census Bureau Gazetteer).
- Nearest larger cities: Florissant (4 mi); St. Charles (6 mi); Maryland Heights (7 mi); University City (10 mi); St. Peters (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Bridgeton (2 mi); Edmundson (4 mi); Champ (5 mi).
- Within a 50-mile radius: 250 smaller Census places.
- Within 100 miles: 20 places are larger than Hazelwood.
What to do before borrowing in Hazelwood
Before you hand your details to a lender in Hazelwood, where the population is near 24,863:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Missouri regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Hazelwood-specific: the same Missouri licensing and disclosure rules reach all 24,863 residents.
What is available to Hazelwood borrowers
Hazelwood is a moderately settled community of about 24,863 people, with 17 larger places inside a 50-mile radius. Lenders licensed in Missouri reach Hazelwood's 24,863 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Florissant, MO about 4 miles away.
What Missouri law requires in Hazelwood
The rows below set out what a licensed lender must follow in Missouri, and so for Hazelwood's roughly 24,863 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
Hazelwood in state context
Against Missouri's other places, Hazelwood accounts for about 0.6% of the state's population and ranks 30th of 937 by size. On the 2020-to-2023 trend, Hazelwood stands 803rd among Missouri's 937 places — roughly the 14th percentile. At about 1,550 people per square mile, Hazelwood is the 128th most densely settled place in Missouri. The population moved by about 607 people between 2020 and 2023, a 2.4% shift.
Hazelwood: area, density and distance
Hazelwood covers about 16.0 square miles of land, with 0.72 square miles of water inside its boundaries (Census Gazetteer). With 24,863 residents, the land area yields roughly 1,550 people per square mile. Kansas City, the largest place in Missouri, is about 224 miles from Hazelwood. Hazelwood has 17 larger places within a 50-mile radius. The 100-mile radius contains 20 larger places.
Common questions
What are my options in Hazelwood if my credit is poor?
What loan size can I expect in Hazelwood?
Do I have to pledge anything to borrow in Hazelwood?
Does comparing loans in Hazelwood cost me credit score points?
Nearby places
- Bridgeton, MO — population 11,261
- Edmundson, MO — population 842
- St. Ann, MO — population 12,658
- Florissant, MO — population 51,128
- Woodson Terrace, MO — population 3,871
- Champ, MO — population 8
- Berkeley, MO — population 8,031
- Breckenridge Hills, MO — population 4,348