Personal loans in Hazel Run, MN

The first question in Hazel Run is not the rate on offer but whether the payment fits; about 54 people live here under Minnesota lending law. The Census estimates 54 residents in Hazel Run, which ranks it 821st of 853 places in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census data show virtually no population shift in Hazel Run between 2020 and 2023. Verify the lender's Minnesota licence against the regulator named below before borrowing in Hazel Run. A larger market lies at Clarkfield, MN about 5 miles away. Every figure below is Minnesota's own, applied to Hazel Run's 54 residents, with the publisher and retrieval date attached.

The Hazel Run data picture

Most of what governs a Hazel Run loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.

Hazel Run: area, density and distance

The Census Gazetteer records about 0.8 square miles of land within Hazel Run, with no significant water area listed. That land carries about 71 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 121 miles away. A 50-mile radius around Hazel Run takes in 81 places that are larger. By land area it ranks 604th of 853 Minnesota places.

How a Hazel Run personal loan is priced

In Hazel Run, a small community of about 54, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hazel Run's 54 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Hazel Run loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Minnesota laws govern a loan in Hazel Run

Read the table as a lender's compliance picture for Hazel Run: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01)
Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Lender access in Hazel Run

At roughly 71 people per square mile, Hazel Run is sparsely settled; 81 larger places lie within 50 miles. Whether Hazel Run has a local branch or not, a Minnesota-licensed lender can serve its 54 people online on the same terms. The nearest larger city, Clarkfield, MN about 5 miles away.

Hazel Run in state context

Set beside Minnesota's 853 places, Hazel Run ranks 821st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 345th of 853 Minnesota places, putting it near the 60th percentile for growth. By density, at about 71 people per square mile, it ranks 800th in Minnesota. By land area, its 0.8 square miles rank 604th of 853 places in Minnesota.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hazel Run if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hazel Run is the same as anywhere in Minnesota.
What loan size can I expect in Hazel Run?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hazel Run?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hazel Run cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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