Personal loans in Havre, MT

Personal loans in Havre are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 9,330 population. For a community of about 9,330, the practical step is to compare APR across at least three lenders before committing. A lender that serves Havre operates under Montana lending statutes and a Montana supervisor. The next larger city is Great Falls, MT about 104 miles away.

Havre by the numbers

What follows is Havre's place in the Census record, alongside the Montana rules that govern a personal loan made here.

• Population: about 9,330, ranked 9th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 0.3% since the 2020 count.
• Absolute change: 29 residents lost between 2020 and 2023.
• Size percentile: roughly 93% of Montana places rank below Havre.
• Density: roughly 2,516 residents per square mile, spread over 3.7 sq mi of land.
• By land area: Havre ranks 16th among Montana's 127 places, at 3.7 sq mi.
• State share: roughly 1.6% of Montana's residents live in Havre (9,330 people).
• Nationally: Havre is the 3,301st-largest of 19,457 Census places in the dataset.
• Growth rank: Havre ranks 87th among Montana's 127 places for the 2020-to-2023 change.
• State comparison: Montana's places average +3.8% for 2020-to-2023, against Havre's 0.3%.
• Density in Montana: Havre ranks 10th by people per square mile.
• Density in context: Havre's 2,516 people per square mile sit against a Montana median of 1,071.
• Location: mapped by the US Census Bureau at 48.5419, -109.6780.
• Nearest larger cities: Great Falls (104 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Chinook (21 mi); Big Sandy (32 mi); Hingham (34 mi), each with its own Census population profile.
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 0 places are larger than Havre.

Where Havre sits

The Census Gazetteer records about 3.7 square miles of land within Havre, with no significant water area listed. With 9,330 residents, the land area yields roughly 2,516 people per square mile. Billings, the largest place in Montana, is about 197 miles from Havre. Counting outward 50 miles, 0 larger communities surround Havre. The 100-mile radius contains 0 larger places.

What to do before borrowing in Havre

For Havre's roughly 9,330 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a Montana licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Havre as elsewhere in Montana, the written terms — not the advertisement — are what count for its 9,330 residents.

Montana consumer-lending rules applied in Havre

These are Montana's sourced lending facts as they reach Havre's 9,330 residents; the state has no city-level rate rule.

How lenders reach Havre

At roughly 2,516 people per square mile, Havre is fairly dense; 0 larger places lie within 50 miles. Distance to a branch rarely matters for Havre's 9,330 residents: the application is online and the price follows your credit file. The nearest bigger place is Great Falls, MT about 104 miles away.

Havre against the rest of Montana

Among Montana's 127 places, Havre sits at 9th for population, a share of roughly 1.6% of the state. On the 2020-to-2023 trend, Havre stands 87th among Montana's 127 places — roughly the 31th percentile. By density, at about 2,516 people per square mile, it ranks 10th in Montana. Between 2020 and 2023 the count changed by roughly 29 residents.