Personal loans in Haven, KS
Two households in Haven with comparable incomes can still be offered different rates; the city's 1,168 residents are not the reason. With 1,168 residents, Haven outranks about 72% of the communities in Kansas.
For a community of about 1,168, the practical step is to compare APR across at least three lenders before committing. The 2020 count to the 2023 estimate shows about 0.3% growth in Haven. A lender that serves Haven operates under Kansas lending statutes and a Kansas supervisor. A larger market lies at South Hutchinson, KS about 12 miles away.
Haven by the numbers
Most of what governs a Haven loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,168 residents; Haven is the 172nd-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 0.3% between 2020 and 2023.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: about 72% of Kansas's Census places are smaller than Haven.
- Land and density: 0.8 square miles of land carry roughly 1,503 residents per square mile.
- Land area: Haven covers 0.8 square miles, the 244th-largest area among Kansas's 625 places.
- Within Kansas: about 0.0% of the state's population lives in Haven.
- National rank: Haven is 9,652nd of 19,457 places nationwide.
- Growth rank: Haven's 2020-to-2023 change ranks 104th of 625 places in Kansas.
- Against the state trend: Haven's 0.3% change compares with a Kansas average of -1.0% across its 625 places.
- Density rank: Haven places 85th among Kansas's places by people per square mile.
- Against the state median: Haven runs about 1,503 residents per square mile, where the Kansas median is 764.
- Location: it lies at 37.9016, -97.7831 in the Census Gazetteer.
- Nearest larger cities: South Hutchinson (12 mi); Hutchinson (13 mi); Colwich (16 mi); Buhler (16 mi); Halstead (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Mount Hope (7 mi); Burrton (10 mi); Andale (11 mi).
- Within a 50-mile radius: 50 smaller Census places.
- Larger places within 100 miles: 70.
Haven in state context
Haven is the 172nd-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Haven ranks 104th of 625 in Kansas (about the 83th percentile). At about 1,503 people per square mile, Haven is the 85th most densely settled place in Kansas. The population moved by about 4 people between 2020 and 2023, a 0.3% shift.
What is available to Haven borrowers
At roughly 1,503 people per square mile, Haven is moderately settled; 37 larger places lie within 50 miles. Whether Haven has a local branch or not, a Kansas-licensed lender can serve its 1,168 people online on the same terms. The nearest bigger place is South Hutchinson, KS about 12 miles away.
The geography behind Haven
Haven covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,503 people per square mile. For the state's biggest city, Wichita, the distance is roughly 28 miles. Haven has 37 larger places within a 50-mile radius. Within the same 50 miles lie 50 smaller Census places.
Kansas consumer-lending rules applied in Haven
For the roughly 1,168 residents of Haven, the rules below are Kansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
What a Haven borrower is actually offered
With roughly 1,168 residents, Haven is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Haven loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Haven loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Haven if my credit is poor?
What loan size can I expect in Haven?
Do I have to pledge anything to borrow in Haven?
Does comparing loans in Haven cost me credit score points?
Nearby places
- Mount Hope, KS — population 800
- Burrton, KS — population 843
- Andale, KS — population 928
- South Hutchinson, KS — population 2,506
- Hutchinson, KS — population 39,662
- Buhler, KS — population 1,315
- Garden Plain, KS — population 952
- Cheney, KS — population 2,160