Personal loans in Haughton, LA

Haughton by the numbers

Set out below is Haughton's local context next to the state-level rules that reach every lender here.

• Population: 4,430 people, a figure that places Haughton 66th among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 102 fewer people than the 2020 Census counted.
• Size percentile: roughly 78% of Louisiana places rank below Haughton.
• Land and density: 5.7 square miles of land carry roughly 774 residents per square mile.
• Land area: Haughton covers 5.7 square miles, the 67th-largest area among Louisiana's 302 places.
• Within Louisiana: about 0.3% of the state's population lives in Haughton.
• National rank: Haughton is 5,186th of 19,457 places nationwide.
• Growth in Louisiana: Haughton stands 121st by percentage change from 2020 to 2023, among 302 places.
• Against the state trend: Haughton's 2.3% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Haughton ranks 113th by people per square mile.
• Against the state median: Haughton runs about 774 residents per square mile, where the Louisiana median is 534.
• Location: latitude 32.5276, longitude -93.5042 (Census Gazetteer).
• Nearest larger cities: Bossier City (9 mi); Minden (15 mi); Shreveport (17 mi); Springhill (33 mi); Mansfield (36 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Doyline (5 mi); Dixie Inn (11 mi); Sibley (12 mi).
• Smaller neighbours: 62 places smaller than Haughton sit within 50 miles.
• At 100 miles: 35 larger Census places fall inside that radius.

A pre-application checklist for Haughton

These steps shape the offer you get in Haughton, a place of about 4,430 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Louisiana licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Haughton as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 4,430 residents.

Where Haughton sits in Louisiana

Within Louisiana, Haughton holds roughly 0.3% of all residents, the 66th-largest share among 302 places. On the 2020-to-2023 trend, Haughton stands 121st among Louisiana's 302 places — roughly the 60th percentile. By density, at about 774 people per square mile, it ranks 113th in Louisiana. Within 50 miles sit 62 smaller Census places, alongside the 7 that are larger.

Getting a loan in Haughton

With about 774 residents per square mile, Haughton is moderately settled, and 7 larger Census places sit within 50 miles. Lenders licensed in Louisiana reach Haughton's 4,430 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Bossier City, LA about 9 miles away.

How a Haughton personal loan is priced

Haughton is a small community of about 4,430 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Haughton loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Haughton loan is knowable in advance — unlike a revolving card balance.

The Louisiana lending rules that reach Haughton

Below are the Louisiana rules that apply to a loan made in Haughton, each with the regulator that issued it.