Personal loans in Hatfield, AR

If you are weighing a personal loan in Hatfield, start from the payment you can carry; its 343 residents face the same statewide rules. At about 343 residents, Hatfield is larger than roughly 38% of the places in Arkansas. The nearest larger city is Mena, AR about 11 miles away. Hatfield added about 0.6% to its population between the 2020 base and the 2023 estimate. To lend to Hatfield's 343 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. Rate-shopping from Hatfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Hatfield

Hatfield is a small community; the notes below cover its population profile and the statewide rules that apply.

The anatomy of a Hatfield personal loan

Most loans made to Hatfield's 343 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hatfield. Shortening the term on a Hatfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Arkansas lending rules that reach Hatfield

For the roughly 343 residents of Hatfield, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".
Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16

Hatfield in state context

Within Arkansas, Hatfield holds roughly 0.0% of all residents, the 309th-largest share among 500 places. Its 2020-to-2023 change ranks 202nd of 500 Arkansas places, putting it near the 60th percentile for growth. At about 257 people per square mile, Hatfield is the 334th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 2 residents.

Borrowing reach in Hatfield

With about 257 residents per square mile, Hatfield is lightly settled, and 27 larger Census places sit within 50 miles. What is available to Hatfield's 343 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Mena, AR about 11 miles away.

Hatfield on the map

Inside Hatfield's boundaries lie roughly 1.3 square miles of land and 0.02 square miles of water. That land carries about 257 people per square mile. Little Rock, the largest place in Arkansas, is about 116 miles from Hatfield. Counting outward 50 miles, 27 larger communities surround Hatfield. By land area it ranks 305th of 500 Arkansas places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hatfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hatfield is the same as anywhere in Arkansas.
What loan size can I expect in Hatfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hatfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hatfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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