Personal loans in Haslet, TX
A lender serving Haslet holds a Texas licence and answers to a Texas regulator; no city office is involved for its 3,861 residents. With 3,861 residents, Haslet outranks about 65% of the communities in Texas.
Census figures put the 2020-to-2023 increase in Haslet at about 97.5%. Every figure below is Texas's own, applied to Haslet's 3,861 residents, with the publisher and retrieval date attached. For a community of about 3,861, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Keller, TX about 7 miles away.
Local context for Haslet
What follows is Haslet's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: a Census-estimated 3,861, 429th among Texas's 1,224 places (Vintage 2023).
- Population trend: A gain of roughly 97.5% between 2020 and 2023.
- Net change: roughly 1,906 more people than the 2020 Census counted.
- Size percentile: about 65% of Texas's Census places are smaller than Haslet.
- Land and density: 9.0 square miles of land carry roughly 429 residents per square mile.
- Land area rank: Haslet's 9.0 square miles rank 235th of 1,224 places in Texas.
- Water area: Haslet has 0.02 square miles of water, ranking 467th of 1,224 places in Texas.
- Share of Texas: Haslet holds about 0.0% of the state's population, some 3,861 people.
- National rank: Haslet is the 5,538th most populous of the 19,457 Census places covered here.
- Growth rank: Haslet ranks 10th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Haslet's 97.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Haslet ranks 940th by people per square mile.
- Density in context: Haslet's 429 people per square mile sit against a Texas median of 840.
- Location: mapped by the US Census Bureau at 32.9665, -97.3378.
- Nearest larger cities: Keller (7 mi); Roanoke (7 mi); Saginaw (7 mi); Justin (8 mi); Watauga (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Blue Mound (8 mi); Westlake (8 mi); Newark (9 mi).
- Smaller neighbours: 65 places smaller than Haslet sit within 50 miles.
- Within 100 miles: 142 places are larger than Haslet.
The anatomy of a Haslet personal loan
With roughly 3,861 residents, Haslet is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Haslet lender to disclose the APR and finance charge before you sign. The term you choose in Haslet decides the split between a comfortable payment and the total interest you pay.
Haslet in state context
Among Texas's 1,224 places, Haslet sits at 429th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 10th of 1,224 Texas places, putting it near the 99th percentile for growth. Its roughly 429 residents per square mile place it 940th among Texas's places. The population moved by about 1,906 people between 2020 and 2023, a 97.5% shift.
What to do before borrowing in Haslet
A sensible order of operations for a loan in Haslet, home to about 3,861 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Texas; what changes is your credit file, not the fact that Haslet holds 3,861 people.
What Texas law requires in Haslet
Below are the Texas rules that apply to a loan made in Haslet, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Borrowing reach in Haslet
With about 429 residents per square mile, Haslet is lightly settled, and 98 larger Census places sit within 50 miles. Distance to a branch rarely matters for Haslet's 3,861 residents: the application is online and the price follows your credit file. The nearest larger city, Keller, TX about 7 miles away.
Common questions
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Nearby places
- Saginaw, TX — population 25,139
- Blue Mound, TX — population 2,308
- Justin, TX — population 5,892
- Keller, TX — population 46,316
- Roanoke, TX — population 10,798
- Watauga, TX — population 22,934
- Northlake, TX — population 9,453
- Westlake, TX — population 1,920