Personal loans in Haslet, TX

A lender serving Haslet holds a Texas licence and answers to a Texas regulator; no city office is involved for its 3,861 residents. With 3,861 residents, Haslet outranks about 65% of the communities in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures put the 2020-to-2023 increase in Haslet at about 97.5%. Every figure below is Texas's own, applied to Haslet's 3,861 residents, with the publisher and retrieval date attached. For a community of about 3,861, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Keller, TX about 7 miles away.

Local context for Haslet

What follows is Haslet's place in the Census record, alongside the Texas rules that govern a personal loan made here.

The anatomy of a Haslet personal loan

With roughly 3,861 residents, Haslet is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Haslet lender to disclose the APR and finance charge before you sign. The term you choose in Haslet decides the split between a comfortable payment and the total interest you pay.

Haslet in state context

Among Texas's 1,224 places, Haslet sits at 429th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 10th of 1,224 Texas places, putting it near the 99th percentile for growth. Its roughly 429 residents per square mile place it 940th among Texas's places. The population moved by about 1,906 people between 2020 and 2023, a 97.5% shift.

What to do before borrowing in Haslet

A sensible order of operations for a loan in Haslet, home to about 3,861 people:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Check the Texas regulator's records to confirm the lender is licensed here.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Texas; what changes is your credit file, not the fact that Haslet holds 3,861 people.

What Texas law requires in Haslet

Below are the Texas rules that apply to a loan made in Haslet, each with the regulator that issued it.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Borrowing reach in Haslet

With about 429 residents per square mile, Haslet is lightly settled, and 98 larger Census places sit within 50 miles. Distance to a branch rarely matters for Haslet's 3,861 residents: the application is online and the price follows your credit file. The nearest larger city, Keller, TX about 7 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Haslet if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Haslet is the same as anywhere in Texas.
What loan size can I expect in Haslet?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Haslet?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Haslet cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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