Personal loans in Hartland, MN

A larger market lies at New Richland, MN about 6 miles away. Hartland lost roughly 1.6% of its population across the 2020-to-2023 comparison. To lend to Hartland's 313 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it. Price two or three terms so you can see which payment is truly affordable in Hartland.

Hartland by the numbers

Two layers matter for a Hartland borrower: the local population picture and Minnesota's consumer-lending statutes.

• Population: a Census-estimated 313, 583rd among Minnesota's 853 places (Vintage 2023).
• Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: about 32% of Minnesota's Census places are smaller than Hartland.
• Density: roughly 1,159 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Hartland ranks 788th among Minnesota's 853 places, at 0.3 sq mi.
• Within Minnesota: about 0.0% of the state's population lives in Hartland.
• National rank: Hartland is 14,975th of 19,457 places nationwide.
• Growth in Minnesota: Hartland stands 562nd by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Hartland moved 1.6%.
• Density in Minnesota: Hartland ranks 214th by people per square mile.
• Against the state median: Hartland runs about 1,159 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 43.8042, -93.4844 (US Census Bureau Gazetteer).
• Nearest larger cities: New Richland (6 mi); Clarks Grove (8 mi); Ellendale (10 mi); Alden (10 mi); Geneva (11 mi). Larger metros often have more branches, but online lenders reach Hartland on the same terms.
• Nearest smaller places: Freeborn (5 mi); Manchester (6 mi); Conger (13 mi).
• Within a 50-mile radius: 41 smaller Census places.
• Larger places within 100 miles: 402.

Land, water and location for Hartland

Hartland's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 313 residents, the land area yields roughly 1,159 people per square mile. The largest place in Minnesota, Minneapolis, lies about 81 miles away. A 50-mile radius around Hartland takes in 77 places that are larger. By land area it ranks 788th of 853 Minnesota places.

What a Hartland borrower is actually offered

In Hartland, a small community of about 313, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Hartland loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Hartland decides the split between a comfortable payment and the total interest you pay.

Hartland in state context

Set beside Minnesota's 853 places, Hartland ranks 583rd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 562nd of 853 Minnesota places, putting it near the 34th percentile for growth. By density, at about 1,159 people per square mile, it ranks 214th in Minnesota. Within 50 miles sit 41 smaller Census places, alongside the 77 that are larger.

The Hartland borrowing checklist

A sensible order of operations for a loan in Hartland, home to about 313 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

The process is identical across Minnesota; what changes is your credit file, not the fact that Hartland holds 313 people.

Minnesota rules behind a Hartland personal loan

Below are the Minnesota rules that apply to a loan made in Hartland, each with the regulator that issued it.