Personal loans in Harrisonburg, LA
Personal loans in Harrisonburg are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 262 population. At about 262 residents, Harrisonburg is larger than roughly 18% of the places in Louisiana.
Harrisonburg lost roughly 6.4% of its population across the 2020-to-2023 comparison. Work out your debt-to-income ratio first; lenders weigh it heavily, and Harrisonburg's 262 residents are no exception. The nearest larger city is Jonesville, LA about 10 miles away. To lend to Harrisonburg's 262 residents, a company must hold a Louisiana licence, and each sourced row below names the regulator behind it.
Harrisonburg: population, trend and location
Set out below is Harrisonburg's local context next to the state-level rules that reach every lender here.
- Population: about 262 people live here, which puts Harrisonburg 249th of 302 Census places in Louisiana (Vintage 2023).
- Population trend: A drop of about 6.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 18 residents.
- Size percentile: Harrisonburg's 262 people outrank roughly 18% of the places in Louisiana.
- Population density: 271 people per square mile on 1.0 square miles of land.
- By land area: Harrisonburg ranks 267th among Louisiana's 302 places, at 1.0 sq mi.
- Water: Harrisonburg holds about 0.09 square miles, the 54th-largest water area in Louisiana.
- State population share: Harrisonburg accounts for about 0.0% of everyone in Louisiana.
- National rank: Harrisonburg is the 15,591st most populous of the 19,457 Census places covered here.
- Growth rank: Harrisonburg's 2020-to-2023 change ranks 283rd of 302 places in Louisiana.
- Against the state trend: Harrisonburg's 6.4% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Harrisonburg ranks 220th by people per square mile.
- Density vs Louisiana: Harrisonburg's 271 people per square mile compare with a state median of 534.
- Location: 31.7685, -91.8230 (US Census Bureau Gazetteer).
- Nearest larger cities: Jonesville (10 mi); Sicily Island (11 mi); Clayton (17 mi); Wisner (18 mi); Ferriday (18 mi). Living near a larger metro rarely changes what is available in Harrisonburg.
- Nearest smaller towns: Baskin (34 mi); Sikes (44 mi); Creola (45 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 3 of them.
- Within 100 miles: 165 places are larger than Harrisonburg.
The anatomy of a Harrisonburg personal loan
Harrisonburg is a small community of about 262 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Harrisonburg. Shortening the term on a Harrisonburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Harrisonburg
Harrisonburg is lightly settled, with about 271 people per square mile and 32 larger places within 50 miles. Lenders licensed in Louisiana reach Harrisonburg's 262 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Jonesville, LA about 10 miles away.
Where Harrisonburg sits
Inside Harrisonburg's boundaries lie roughly 1.0 square miles of land and 0.09 square miles of water. Spread across it are roughly 271 residents per square mile. New Orleans, the largest place in Louisiana, is about 163 miles from Harrisonburg. Within 50 miles of Harrisonburg there are 32 larger Census places. Within the same 50 miles lie 3 smaller Census places.
Where Harrisonburg sits in Louisiana
Against Louisiana's other places, Harrisonburg accounts for about 0.0% of the state's population and ranks 249th of 302 by size. Its 2020-to-2023 change ranks 283rd of 302 Louisiana places, putting it near the 6th percentile for growth. At about 271 people per square mile, Harrisonburg is the 220th most densely settled place in Louisiana. The population moved by about 18 people between 2020 and 2023, a 6.4% shift.
Louisiana consumer-lending rules applied in Harrisonburg
This table holds the Louisiana rate and licensing rules for consumer loans made to Harrisonburg's 262 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Jonesville, LA — population 1,618
- Sicily Island, LA — population 344
- Wisner, LA — population 748
- Clayton, LA — population 544
- Ferriday, LA — population 2,998
- Jena, LA — population 4,151
- Gilbert, LA — population 439
- Ridgecrest, LA — population 539