Personal loans in Hampden, ND

The Census estimates 27 residents in Hampden, which ranks it 315th of 355 places in North Dakota. Census figures put the 2020-to-2023 decrease in Hampden at about 3.6%. Decide the purpose of the loan and your repayment plan before sharing any details with a Hampden lender. The nearest larger metro is Alsen, ND about 7 miles away.

What the Census records for Hampden

What follows is Hampden's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: the Census counts 27 residents in Hampden (Vintage 2023 subcounty estimate), the 315th-largest figure among North Dakota's 355 places.
• Population trend: Down about 3.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: bigger than about 11% of the places in North Dakota, with 27 residents in Hampden.
• Density: roughly 157 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Hampden ranks 324th among North Dakota's 355 places, at 0.2 sq mi.
• Share of state population: Hampden's 27 residents are about 0.0% of North Dakota.
• National rank: Hampden is 19,264th of 19,457 places nationwide.
• Growth in North Dakota: Hampden stands 285th by percentage change from 2020 to 2023, among 355 places.
• Against the state trend: Hampden's 3.6% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Hampden places 268th among North Dakota's places by people per square mile.
• Density vs North Dakota: Hampden's 157 people per square mile compare with a state median of 352.
• Location: 48.5396, -98.6543 (Census Gazetteer coordinates).
• Nearest larger cities: Alsen (7 mi); Starkweather (12 mi); Munich (13 mi); Edmore (13 mi); Nekoma (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Loma (9 mi); Calio (14 mi); Lawton (21 mi), each with its own Census population profile.
• Within a 50-mile radius: 13 smaller Census places.
• Larger places within 100 miles: 118.

Hampden: area, density and distance

Inside Hampden's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 157 people per square mile. The state's population centre of gravity, Fargo, is roughly 144 miles away. Within 50 miles of Hampden there are 36 larger Census places. The 100-mile radius contains 118 larger places.

Steps to take before a Hampden loan

Complete these steps first when you borrow in Hampden (27 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the North Dakota regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Hampden and the rest of North Dakota is not the process but the borrower's own file, among the 27 people here.

What shapes a Hampden personal loan

Most loans made to Hampden's 27 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Hampden's rank of 315th in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Hampden decides the split between a comfortable payment and the total interest you pay.

How Hampden compares across North Dakota

Hampden is the 315th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Hampden ranks 285th of 355 in North Dakota (about the 20th percentile). At about 157 people per square mile, Hampden is the 268th most densely settled place in North Dakota. The population moved by about 1 people between 2020 and 2023, a 3.6% shift.

North Dakota rules behind a Hampden personal loan

This table holds the North Dakota rate and licensing rules for consumer loans made to Hampden's 27 residents.