Personal loans in Hamlet, NE
Hamlet, Nebraska — home to about 30 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. The Census estimates 30 residents in Hamlet, which ranks it 509th of 527 places in Nebraska.
Hamlet's population was effectively unchanged from the 2020 count to the 2023 estimate. Every figure below is Nebraska's own, applied to Hamlet's 30 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Hamlet lender. The nearest larger city is Palisade, NE about 7 miles away.
Hamlet by the numbers
Here is the sourced Census picture for Hamlet, plus the Nebraska lending rules that apply to a loan taken out here.
- Population: 30 people, a figure that places Hamlet 509th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: Hamlet's 30 people outrank roughly 3% of the places in Nebraska.
- Density: the Census land area of 0.3 sq mi holds about 96 people per square mile.
- Land area: Hamlet covers 0.3 square miles, the 333rd-largest area among Nebraska's 527 places.
- Share of state population: Hamlet's 30 residents are about 0.0% of Nebraska.
- National rank: Hamlet sits 19,227th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Hamlet stands 214th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Hamlet's 0.0%.
- Density rank: Hamlet places 513th among Nebraska's places by people per square mile.
- Against the state median: Hamlet runs about 96 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 40.3845, -101.2345 in the Census Gazetteer.
- Nearest larger cities: Palisade (7 mi); Wauneta (8 mi); Hayes Center (14 mi); Stratton (16 mi); Trenton (19 mi). Living near a larger metro rarely changes what is available in Hamlet.
- Smaller places close by: Lamar (41 mi); Stockville (46 mi); Moorefield (49 mi).
- Within a 50-mile radius: 3 smaller Census places.
- At 100 miles: 109 larger Census places fall inside that radius.
The state rulebook for Hamlet
These are Nebraska's sourced lending facts as they reach Hamlet's 30 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Hamlet against the rest of Nebraska
Within Nebraska, Hamlet holds roughly 0.0% of all residents, the 509th-largest share among 527 places. Its 2020-to-2023 change ranks 214th of 527 Nebraska places, putting it near the 59th percentile for growth. By density, at about 96 people per square mile, it ranks 513th in Nebraska. In land area, Hamlet ranks 333rd among Nebraska's 527 places.
What is available to Hamlet borrowers
Hamlet is sparsely settled, with about 96 people per square mile and 25 larger places within 50 miles. Lenders licensed in Nebraska reach Hamlet's 30 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Palisade, NE about 7 miles away.
Hamlet: area, density and distance
Inside Hamlet's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 30 residents, the land area yields roughly 96 people per square mile. Omaha, the largest place in Nebraska, is about 278 miles from Hamlet. A 50-mile radius around Hamlet takes in 25 places that are larger. The 100-mile radius contains 109 larger places.
How personal loans work in Hamlet
Hamlet is a small community of about 30 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Hamlet lender to disclose the APR and finance charge before you sign. The term you choose in Hamlet decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Palisade, NE — population 283
- Wauneta, NE — population 523
- Stratton, NE — population 304
- Hayes Center, NE — population 223
- Trenton, NE — population 501
- Imperial, NE — population 1,969
- Culbertson, NE — population 517
- Benkelman, NE — population 768