Personal loans in Hamilton, AL

What the Census records for Hamilton

Here is the sourced Census picture for Hamilton, plus the Alabama lending rules that apply to a loan taken out here.

• Population: 6,952 people, a figure that places Hamilton 88th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 113 residents lost between 2020 and 2023.
• Size percentile: Hamilton's 6,952 people outrank roughly 81% of the places in Alabama.
• Population density: about 183 people per square mile across 38.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Hamilton ranks 19th among Alabama's 462 places, at 38.1 sq mi.
• Water area rank: Hamilton ranks 248th among Alabama's 462 places, with 0.01 sq mi.
• State share: roughly 0.2% of Alabama's residents live in Hamilton (6,952 people).
• National rank: Hamilton is 4,003rd of 19,457 places nationwide.
• Growth rank: Hamilton ranks 309th among Alabama's 462 places for the 2020-to-2023 change.
• Versus Alabama: the state average change is +1.0%, while Hamilton moved 1.6%.
• Density rank: Hamilton is the 303rd most densely settled place in Alabama.
• Density in context: Hamilton's 183 people per square mile sit against a Alabama median of 259.
• Location: 34.1387 / -87.9708, per the US Census Bureau Gazetteer.
• Nearest larger cities: Russellville (29 mi); Tuscumbia (43 mi); Tupelo (44 mi); Jasper (45 mi); Sheffield (45 mi). Living near a larger metro rarely changes what is available in Hamilton.
• Smaller places nearby: Guin (11 mi); Hackleburg (12 mi); Twin (12 mi).
• Within a 50-mile radius: 61 smaller Census places.
• At 100 miles: 52 larger Census places fall inside that radius.

The state rulebook for Hamilton

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Hamilton lender must follow.

Where Hamilton sits in Alabama

Hamilton is the 88th-largest of 462 Census places in Alabama and contains about 0.2% of the state's people. For population change between 2020 and 2023, Hamilton ranks 309th of 462 in Alabama (about the 33th percentile). Its roughly 183 residents per square mile place it 303rd among Alabama's places. Between 2020 and 2023 the count changed by roughly 113 residents.

Hamilton: area, density and distance

Hamilton's land area is about 38.1 square miles; a further 0.01 square miles is water. The resulting density is about 183 people per square mile. The largest place in Alabama, Huntsville, lies about 83 miles away. Counting outward 50 miles, 7 larger communities surround Hamilton. By land area it ranks 19th of 462 Alabama places.

How lenders reach Hamilton

With about 183 residents per square mile, Hamilton is lightly settled, and 7 larger Census places sit within 50 miles. Lenders licensed in Alabama reach Hamilton's 6,952 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Russellville, AL about 29 miles away.

Steps to take before a Hamilton loan

Before you apply in Hamilton, a community of about 6,952, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Alabama regulator's licence list.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Hamilton as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 6,952 residents.