Personal loans in Hallsville, TX
A 2020-to-2023 comparison shows Hallsville up by about 12.4%. Hallsville is a small community in Texas, with an estimated 4,812 residents, and every licensed lender here follows the same state rulebook.
At about 4,812 residents, Hallsville is larger than roughly 69% of the places in Texas. The closest larger place is Longview, TX about 11 miles away. Consumer lending that reaches Hallsville's 4,812 residents is governed by Texas statute; no city ordinance changes it. Verify the lender's Texas licence against the regulator named below before borrowing in Hallsville.
Hallsville: population, trend and location
Here is the sourced Census picture for Hallsville, plus the Texas lending rules that apply to a loan taken out here.
- Population: an estimated 4,812 residents, 383rd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 12.4% since the 2020 count.
- People gained or lost: about 529 more since the 2020 base.
- Size percentile: Hallsville's 4,812 people outrank roughly 69% of the places in Texas.
- Population density: about 1,205 people per square mile across 4.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Hallsville ranks 443rd among Texas's 1,224 places, at 4.0 sq mi.
- State population share: Hallsville accounts for about 0.0% of everyone in Texas.
- National standing: Hallsville ranks 4,943rd of 19,457 US places.
- Growth rank: Hallsville ranks 175th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Hallsville's 12.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Hallsville is the 397th most densely settled place in Texas.
- Against the state median: Hallsville runs about 1,205 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 32.4993, -94.5679.
- Nearest larger cities: Longview (11 mi); Marshall (13 mi); White Oak (17 mi); Kilgore (18 mi); Gladewater (22 mi). Larger metros often have more branches, but online lenders reach Hallsville on the same terms.
- Smaller communities within reach: Easton (8 mi); Lakeport (11 mi); Tatum (13 mi).
- Within a 50-mile radius: 54 smaller Census places.
- Within 100 miles: 39 places are larger than Hallsville.
Inside a Hallsville personal loan
A Hallsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,812 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hallsville. The term you choose in Hallsville decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Hallsville
Hallsville's land area is roughly 4.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,205 people per square mile. For the state's biggest city, Houston, the distance is roughly 194 miles. Counting outward 50 miles, 13 larger communities surround Hallsville. Within the same 50 miles lie 54 smaller Census places.
Where Hallsville sits in Texas
Among Texas's 1,224 places, Hallsville sits at 383rd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 175th of 1,224 Texas places, putting it near the 86th percentile for growth. By density, at about 1,205 people per square mile, it ranks 397th in Texas. In land area, Hallsville ranks 443rd among Texas's 1,224 places.
A pre-application checklist for Hallsville
Before you hand your details to a lender in Hallsville, where the population is near 4,812:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Texas regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Hallsville-specific: the same Texas licensing and disclosure rules reach all 4,812 residents.
Texas consumer-lending rules applied in Hallsville
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Hallsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Easton, TX — population 507
- Lakeport, TX — population 989
- Tatum, TX — population 1,377
- Longview, TX — population 83,236
- Marshall, TX — population 24,118
- Beckville, TX — population 742
- White Oak, TX — population 6,221
- East Mountain, TX — population 956