Personal loans in Hallsburg, TX
Hallsburg gained roughly 8.6% in population across the 2020-to-2023 comparison. Hallsburg is one of 1,224 Census places in Texas; its 444 residents put it at 1,010th.
A personal loan in Hallsburg is priced from your credit file and income, not from the fact that the city holds 444 people. Use the calculator on this page to price an amount and term before you commit in Hallsburg. Every figure below is Texas's own, applied to Hallsburg's 444 residents, with the publisher and retrieval date attached. The next larger city is Riesel, TX about 4 miles away.
Where Hallsburg stands
Most of what governs a Hallsburg loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.
- Population: an estimated 444 residents, 1,010th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 8.6%.
- Change in people: the 2020-to-2023 comparison is a gain of about 35 residents.
- Size percentile: roughly 17% of Texas places rank below Hallsburg.
- Population density: 163 people per square mile on 2.7 square miles of land.
- Land area: Hallsburg covers 2.7 square miles, the 557th-largest area among Texas's 1,224 places.
- Water: Hallsburg holds about 0.06 square miles, the 291st-largest water area in Texas.
- State share: roughly 0.0% of Texas's residents live in Hallsburg (444 people).
- Nationally: Hallsburg is the 13,666th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Hallsburg stands 276th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Hallsburg's 8.6% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Hallsburg is the 1,144th most densely settled place in Texas.
- Against the state median: Hallsburg runs about 163 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 31.5363, -96.9457.
- Nearest larger cities: Riesel (4 mi); Mart (7 mi); Bellmead (10 mi); Lacy-Lakeview (11 mi); Robinson (12 mi). Lenders licensed in the state serve Hallsburg whether or not they keep a local branch.
- Nearest smaller towns: Leroy (14 mi); Mount Calm (16 mi); Ross (16 mi).
- Smaller neighbours: 26 places smaller than Hallsburg sit within 50 miles.
- At 100 miles: 237 larger Census places fall inside that radius.
A pre-application checklist for Hallsburg
A sensible order of operations for a loan in Hallsburg, home to about 444 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Hallsburg and the rest of Texas is not the process but the borrower's own file, among the 444 people here.
Texas rules behind a Hallsburg personal loan
The rows below set out what a licensed lender must follow in Texas, and so for Hallsburg's roughly 444 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Where Hallsburg sits
Hallsburg's land area is about 2.7 square miles; a further 0.06 square miles is water. Spread across it are roughly 163 residents per square mile. For the state's biggest city, Houston, the distance is roughly 152 miles. A 50-mile radius around Hallsburg takes in 53 places that are larger. By land area it ranks 557th of 1,224 Texas places.
How lenders reach Hallsburg
At roughly 163 people per square mile, Hallsburg is lightly settled; 53 larger places lie within 50 miles. Distance to a branch rarely matters for Hallsburg's 444 residents: the application is online and the price follows your credit file. The nearest bigger place is Riesel, TX about 4 miles away.
Inside a Hallsburg personal loan
Most loans made to Hallsburg's 444 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Hallsburg's 444 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Hallsburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Hallsburg if my credit is poor?
What loan size can I expect in Hallsburg?
Do I have to pledge anything to borrow in Hallsburg?
Does comparing loans in Hallsburg cost me credit score points?
Nearby places
- Riesel, TX — population 1,062
- Mart, TX — population 1,849
- Bellmead, TX — population 10,620
- Lacy-Lakeview, TX — population 7,309
- Robinson, TX — population 12,987
- Golinda, TX — population 679
- Leroy, TX — population 360
- Beverly Hills, TX — population 1,867