Personal loans in Guymon, OK

The first question in Guymon is not the rate on offer but whether the payment fits; about 12,287 people live here under Oklahoma lending law. By population, Guymon sits at 37th in Oklahoma, with an estimated 12,287 residents. Guymon lost roughly 5.2% of its population across the 2020-to-2023 comparison. Pull your credit reports and line up at least three offers before you apply from Guymon. Borrowers who want a bigger city can look to Liberal, KS about 39 miles away.

Guymon: the sourced local profile

Most of what governs a Guymon loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 12,287, 37th among Oklahoma's 590 places (Vintage 2023).
• Population trend: Down about 5.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 672 fewer since the 2020 base.
• Size percentile: Guymon's 12,287 people outrank roughly 94% of the places in Oklahoma.
• Population density: 1,588 people per square mile on 7.7 square miles of land.
• Land area rank: Guymon's 7.7 square miles rank 101st of 590 places in Oklahoma.
• Water area: Guymon has 0.02 square miles of water, ranking 153rd of 590 places in Oklahoma.
• Within Oklahoma: about 0.4% of the state's population lives in Guymon.
• National rank: Guymon is the 2,728th most populous of the 19,457 Census places covered here.
• Growth rank: Guymon's 2020-to-2023 change ranks 588th of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Guymon moved 5.2%.
• Density in Oklahoma: Guymon ranks 29th by people per square mile.
• Density in context: Guymon's 1,588 people per square mile sit against a Oklahoma median of 546.
• Location: 36.6901 / -101.4770, per the US Census Bureau Gazetteer.
• Nearest larger cities: Liberal (39 mi); Dumas (63 mi); Pampa (84 mi); Garden City (95 mi); Amarillo (105 mi). Larger metros often have more branches, but online lenders reach Guymon on the same terms.
• Nearest smaller towns: Optima (9 mi); Goodwell (10 mi); Hardesty (17 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 17 smaller Census places.
• Larger places within 100 miles: 4.

What a Guymon borrower is actually offered

Guymon is a small town of about 12,287 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Guymon. Shortening the term on a Guymon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Guymon sits

The Census Gazetteer records 7.7 square miles of land and 0.02 square miles of water within Guymon. With 12,287 residents, the land area yields roughly 1,588 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 237 miles away. Counting outward 50 miles, 1 larger communities surround Guymon. By land area it ranks 101st of 590 Oklahoma places.

Guymon's place among Oklahoma's 590 places

Among Oklahoma's 590 places, Guymon sits at 37th for population, a share of roughly 0.4% of the state. Its 2020-to-2023 change ranks 588th of 590 Oklahoma places, putting it near the 0th percentile for growth. By density, at about 1,588 people per square mile, it ranks 29th in Oklahoma. By land area, its 7.7 square miles rank 101st of 590 places in Oklahoma.

Borrowing reach in Guymon

Guymon is moderately settled, with about 1,588 people per square mile and 1 larger places within 50 miles. A Oklahoma licence lets a lender serve Guymon without a local office, so branch density does not change what its 12,287 residents are offered. The nearest larger city, Liberal, KS about 39 miles away.

Oklahoma consumer-lending rules applied in Guymon

Every row below records a Oklahoma rule, its publisher and its retrieval date — the same rules a Guymon lender must follow.