Personal loans in Greentown, IN
A single loan can carry different costs on either side of a state line, and Greentown sits on the Indiana side of that line. About 2,405 people live in Greentown, placing it 177th of 565 Census places in Indiana. Greentown is a small community in Indiana, with an estimated 2,405 residents, and every licensed lender here follows the same state rulebook. Over 2020 to 2023, Greentown recorded almost no population movement. Price two or three terms so you can see which payment is truly affordable in Greentown. The closest larger city is Kokomo, IN about 9 miles away.
What the Census records for Greentown
Greentown is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 2,405 residents; Greentown is the 177th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: roughly 69% of Indiana places rank below Greentown.
- Population density: 1,740 people per square mile on 1.4 square miles of land.
- By land area: Greentown ranks 229th among Indiana's 565 places, at 1.4 sq mi.
- Share of Indiana: Greentown holds about 0.1% of the state's population, some 2,405 people.
- National rank: Greentown sits 6,978th by population among the 19,457 places in this dataset.
- Growth rank: Greentown's 2020-to-2023 change ranks 288th of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Greentown moved 0.0%.
- Density in Indiana: Greentown ranks 149th by people per square mile.
- Against the state median: Greentown runs about 1,740 residents per square mile, where the Indiana median is 1,375.
- Location: latitude 40.4775, longitude -85.9625 (Census Gazetteer).
- Nearest larger cities: Kokomo (9 mi); Tipton (14 mi); Elwood (16 mi); Marion (17 mi); Fairmount (17 mi). Lenders licensed in the state serve Greentown whether or not they keep a local branch.
- Smaller places close by: Swayzee (8 mi); Windfall City (8 mi); Converse (8 mi).
- Smaller neighbours: 102 places smaller than Greentown sit within 50 miles.
- Within 100 miles: 162 places are larger than Greentown.
Getting a loan in Greentown
Greentown is a moderately settled community of about 2,405 people, with 45 larger places inside a 50-mile radius. Lenders licensed in Indiana reach Greentown's 2,405 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Kokomo, IN about 9 miles away.
The state rulebook for Greentown
The rows below set out what a licensed lender must follow in Indiana, and so for Greentown's roughly 2,405 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Before you apply in Greentown
Before you apply in Greentown, a community of about 2,405, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Indiana regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
In Greentown as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 2,405 residents.
Greentown: area, density and distance
Greentown covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,740 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 60 miles away. A 50-mile radius around Greentown takes in 45 places that are larger. By land area it ranks 229th of 565 Indiana places.
Greentown in state context
Greentown is the 177th-largest of 565 Census places in Indiana and contains about 0.1% of the state's people. For population change between 2020 and 2023, Greentown ranks 288th of 565 in Indiana (about the 49th percentile). By density, at about 1,740 people per square mile, it ranks 149th in Indiana. Within 50 miles sit 102 smaller Census places, alongside the 45 that are larger.
Common questions
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Nearby places
- Windfall City, IN — population 684
- Amboy, IN — population 308
- Converse, IN — population 1,117
- Swayzee, IN — population 902
- Sharpsville, IN — population 543
- Kokomo, IN — population 59,890
- Tipton, IN — population 5,245
- Sweetser, IN — population 1,064