Personal loans in Greenhills, OH
Greenhills lost roughly 2.2% of its population across the 2020-to-2023 comparison. Greenhills is a small community of about 3,656 residents, and a personal loan taken out here is governed by Ohio statute.
With 3,656 residents, Greenhills outranks about 68% of the communities in Ohio. For a bigger market, look to Forest Park, OH about 1 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Greenhills's 3,656 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Greenhills.
The Greenhills data picture
Here is the sourced Census picture for Greenhills, plus the Ohio lending rules that apply to a loan taken out here.
- Population: about 3,656 people live here, which puts Greenhills 299th of 924 Census places in Ohio (Vintage 2023).
- Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
- People gained or lost: about 84 fewer since the 2020 base.
- Size percentile: Greenhills sits ahead of around 68% of Ohio places, at 3,656 people.
- Population density: about 2,939 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Greenhills ranks 461st among Ohio's 924 places, at 1.2 sq mi.
- Within Ohio: about 0.0% of the state's population lives in Greenhills.
- National rank: Greenhills sits 5,700th by population among the 19,457 places in this dataset.
- Growth rank: Greenhills's 2020-to-2023 change ranks 774th of 924 places in Ohio.
- Against the state trend: Greenhills's 2.2% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Greenhills is the 65th most densely settled place in Ohio.
- Density in context: Greenhills's 2,939 people per square mile sit against a Ohio median of 1,289.
- Location: 39.2670, -84.5194 (Census Gazetteer coordinates).
- Nearest larger cities: Forest Park (1 mi); Woodlawn (3 mi); Mount Healthy (3 mi); Springdale (3 mi); Wyoming (3 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Glendale (3 mi); Lincoln Heights (4 mi); Lockland (4 mi).
- Smaller places within 50 miles: 122 of them.
- Larger places within 100 miles: 200.
Greenhills's place among Ohio's 924 places
Greenhills is the 299th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Greenhills ranks 774th of 924 in Ohio (about the 16th percentile). At about 2,939 people per square mile, Greenhills is the 65th most densely settled place in Ohio. Within 50 miles sit 122 smaller Census places, alongside the 93 that are larger.
Greenhills: area, density and distance
Greenhills's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. With 3,656 residents, the land area yields roughly 2,939 people per square mile. The state's population centre of gravity, Columbus, is roughly 96 miles away. Within 50 miles of Greenhills there are 93 larger Census places. Within the same 50 miles lie 122 smaller Census places.
Lender access in Greenhills
Greenhills is fairly dense, with about 2,939 people per square mile and 93 larger places within 50 miles. Lenders licensed in Ohio reach Greenhills's 3,656 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Forest Park, OH about 1 miles away.
The state rulebook for Greenhills
Ohio has no separate rate rule for Greenhills; the sourced rows below are what reach every lender that serves its 3,656 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What shapes a Greenhills personal loan
Greenhills is a small community of about 3,656 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Greenhills loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Greenhills loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Forest Park, OH — population 19,839
- Mount Healthy, OH — population 6,853
- Springdale, OH — population 11,073
- Woodlawn, OH — population 3,867
- Wyoming, OH — population 8,672
- North College Hill, OH — population 9,463
- Glendale, OH — population 2,263
- Lincoln Heights, OH — population 3,101