Personal loans in Gordonsville, VA

The roughly 1,492 people who live in Gordonsville borrow under Virginia rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Gordonsville loan.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

An estimated 1,492 people make their home in Gordonsville, a figure that ranks 111th in Virginia. Rate ceilings, licensing requirements and product limits for Gordonsville are all set at the Virginia level. Census figures put the 2020-to-2023 increase in Gordonsville at about 6.2%. The closest larger city is Orange, VA about 9 miles away.

Gordonsville: population, trend and location

Gordonsville is a small community; the notes below cover its population profile and the statewide rules that apply.

What to do before borrowing in Gordonsville

Complete these steps first when you borrow in Gordonsville (1,492 residents):

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the lender holds a Virginia licence by checking the regulator named above.
  5. Test the payment against your current bills before you commit.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Gordonsville-specific: the same Virginia licensing and disclosure rules reach all 1,492 residents.

Where Gordonsville sits in Virginia

Within Virginia, Gordonsville holds roughly 0.0% of all residents, the 111th-largest share among 227 places. For population change between 2020 and 2023, Gordonsville ranks 5th of 227 in Virginia (about the 98th percentile). At about 1,574 people per square mile, Gordonsville is the 53rd most densely settled place in Virginia. By land area, its 0.9 square miles rank 163rd of 227 places in Virginia.

The geography behind Gordonsville

Gordonsville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,574 residents per square mile. The state's population centre of gravity, Virginia Beach, is roughly 151 miles away. Gordonsville has 21 larger places within a 50-mile radius. By land area it ranks 163rd of 227 Virginia places.

How Virginia law applies in Gordonsville

Below are the Virginia rules that apply to a loan made in Gordonsville, each with the regulator that issued it.

RuleDetailSource
State lending regulatorVirginia State Corporation Commission, Bureau of Financial Institutions (BFI)
Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.)
Virginia State Corporation Commission (SCC)
as of 2026-09-16
Payday lending statusLegal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817)
Source says: Interest at a simple annual rate not to exceed 36 percent
Virginia General Assembly (Code of Virginia)
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501)
Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes
Virginia General Assembly (Code of Virginia)
as of 2026-09-16

How a Gordonsville personal loan is priced

A Gordonsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,492 residents. A lender serving Gordonsville's 1,492 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Gordonsville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gordonsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gordonsville is the same as anywhere in Virginia.
What loan size can I expect in Gordonsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gordonsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gordonsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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