Personal loans in Gordonsville, VA
The roughly 1,492 people who live in Gordonsville borrow under Virginia rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Gordonsville loan.
An estimated 1,492 people make their home in Gordonsville, a figure that ranks 111th in Virginia. Rate ceilings, licensing requirements and product limits for Gordonsville are all set at the Virginia level. Census figures put the 2020-to-2023 increase in Gordonsville at about 6.2%. The closest larger city is Orange, VA about 9 miles away.
Gordonsville: population, trend and location
Gordonsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,492 people live here, which puts Gordonsville 111th of 227 Census places in Virginia (Vintage 2023).
- Population trend: A rise of about 6.2% from 2020 to 2023.
- People gained or lost: about 87 more since the 2020 base.
- Size percentile: bigger than about 51% of the places in Virginia, with 1,492 residents in Gordonsville.
- Density: roughly 1,574 residents per square mile, spread over 0.9 sq mi of land.
- Land area: Gordonsville covers 0.9 square miles, the 163rd-largest area among Virginia's 227 places.
- State population share: Gordonsville accounts for about 0.0% of everyone in Virginia.
- Nationally: Gordonsville is the 8,703rd-largest of 19,457 Census places in the dataset.
- Growth rank: Gordonsville's 2020-to-2023 change ranks 5th of 227 places in Virginia.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Gordonsville's 6.2%.
- Density in Virginia: Gordonsville ranks 53rd by people per square mile.
- Density vs Virginia: Gordonsville's 1,574 people per square mile compare with a state median of 823.
- Location: 38.1356 / -78.1874, per the US Census Bureau Gazetteer.
- Nearest larger cities: Orange (9 mi); Louisa (13 mi); Charlottesville (18 mi); Culpeper (25 mi); Elkton (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Madison (17 mi); Stanardsville (18 mi); Mineral (18 mi).
- Smaller neighbours: 9 places smaller than Gordonsville sit within 50 miles.
- Larger places within 100 miles: 109.
What to do before borrowing in Gordonsville
Complete these steps first when you borrow in Gordonsville (1,492 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Virginia licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Gordonsville-specific: the same Virginia licensing and disclosure rules reach all 1,492 residents.
Where Gordonsville sits in Virginia
Within Virginia, Gordonsville holds roughly 0.0% of all residents, the 111th-largest share among 227 places. For population change between 2020 and 2023, Gordonsville ranks 5th of 227 in Virginia (about the 98th percentile). At about 1,574 people per square mile, Gordonsville is the 53rd most densely settled place in Virginia. By land area, its 0.9 square miles rank 163rd of 227 places in Virginia.
The geography behind Gordonsville
Gordonsville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,574 residents per square mile. The state's population centre of gravity, Virginia Beach, is roughly 151 miles away. Gordonsville has 21 larger places within a 50-mile radius. By land area it ranks 163rd of 227 Virginia places.
How Virginia law applies in Gordonsville
Below are the Virginia rules that apply to a loan made in Gordonsville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
How a Gordonsville personal loan is priced
A Gordonsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,492 residents. A lender serving Gordonsville's 1,492 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Gordonsville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Orange, VA — population 5,158
- Louisa, VA — population 2,150
- Madison, VA — population 209
- Stanardsville, VA — population 357
- Mineral, VA — population 512
- Charlottesville, VA — population 44,983
- Culpeper, VA — population 21,012
- Scottsville, VA — population 537