Personal loans in Goodview, MN
About 4,087 people live in Goodview, placing it 176th of 853 Census places in Minnesota. Two households in Goodview with comparable incomes can still be offered different rates; the city's 4,087 residents are not the reason.
Goodview lost roughly 0.7% of its population across the 2020-to-2023 comparison. Work out your debt-to-income ratio first; lenders weigh it heavily, and Goodview's 4,087 residents are no exception. Which products a lender may offer to Goodview's 4,087 residents follows from the Minnesota consumer-lending framework. The closest larger city is Winona, MN about 3 miles away.
Goodview: the sourced local profile
Two layers matter for a Goodview borrower: the local population picture and Minnesota's consumer-lending statutes.
- Population: an estimated 4,087 residents, 176th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.7% below the 2020 Census base.
- Absolute change: 28 residents lost between 2020 and 2023.
- Size percentile: Goodview's 4,087 people outrank roughly 79% of the places in Minnesota.
- Population density: about 1,843 people per square mile (Census land area 2.2 sq mi).
- By land area: Goodview ranks 306th among Minnesota's 853 places, at 2.2 sq mi.
- Water area: Goodview has 0.26 square miles of water, ranking 174th of 853 places in Minnesota.
- State share: roughly 0.1% of Minnesota's residents live in Goodview (4,087 people).
- National rank: Goodview is the 5,399th most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Goodview stands 415th by percentage change from 2020 to 2023, among 853 places.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Goodview's 0.7%.
- Density in Minnesota: Goodview ranks 90th by people per square mile.
- Density in context: Goodview's 1,843 people per square mile sit against a Minnesota median of 607.
- Location: coordinates 44.0688, -91.7146 (US Census Bureau Gazetteer).
- Nearest larger cities: Winona (3 mi); Holmen (23 mi); La Crescent (26 mi); Onalaska (28 mi); La Crosse (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Minnesota City (2 mi); Fountain City (4 mi); Stockton (4 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 81 of them.
- Larger places within 100 miles: 88.
Goodview's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Goodview ranks 176th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Goodview ranks 415th of 853 in Minnesota (about the 51th percentile). Its roughly 1,843 residents per square mile place it 90th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 28 residents.
Borrowing reach in Goodview
At roughly 1,843 people per square mile, Goodview is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Goodview's 4,087 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Winona, MN about 3 miles away.
Which Minnesota laws govern a loan in Goodview
The rows below set out what a licensed lender must follow in Minnesota, and so for Goodview's roughly 4,087 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Goodview: area, density and distance
The Census Gazetteer records 2.2 square miles of land and 0.26 square miles of water within Goodview. With 4,087 residents, the land area yields roughly 1,843 people per square mile. Minneapolis, the largest place in Minnesota, is about 98 miles from Goodview. A 50-mile radius around Goodview takes in 11 places that are larger. The 100-mile radius contains 88 larger places.
How personal loans work in Goodview
With roughly 4,087 residents, Goodview is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Goodview lender to disclose the APR and finance charge before you sign. The term you choose in Goodview decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Goodview if my credit is poor?
What loan size can I expect in Goodview?
Do I have to pledge anything to borrow in Goodview?
Does comparing loans in Goodview cost me credit score points?
Nearby places
- Minnesota City, MN — population 184
- Winona, MN — population 26,029
- Fountain City, WI — population 778
- Stockton, MN — population 816
- Rollingstone, MN — population 677
- Lewiston, MN — population 1,507
- Cochrane, WI — population 419
- Minneiska, MN — population 97