Personal loans in Goodman, MO
An estimated 1,282 people make their home in Goodman, a figure that ranks 300th in Missouri. Goodman added about 6.9% to its population between the 2020 base and the 2023 estimate. The roughly 1,282 people who live in Goodman borrow under Missouri rules; city hall sets no personal-loan rate. For the 1,282 people in Goodman, Missouri runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 1,282, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Anderson, MO about 6 miles away.
Where Goodman stands
What follows is Goodman's place in the Census record, alongside the Missouri rules that govern a personal loan made here.
- Population: the Census counts 1,282 residents in Goodman (Vintage 2023 subcounty estimate), the 300th-largest figure among Missouri's 937 places.
- Population trend: A rise of about 6.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 83 residents.
- Size percentile: Goodman's 1,282 people outrank roughly 68% of the places in Missouri.
- Land and density: 1.3 square miles of land carry roughly 966 residents per square mile.
- By land area: Goodman ranks 348th among Missouri's 937 places, at 1.3 sq mi.
- Share of Missouri: Goodman holds about 0.0% of the state's population, some 1,282 people.
- National rank: Goodman is 9,304th of 19,457 places nationwide.
- Growth rank: Goodman ranks 53rd among Missouri's 937 places for the 2020-to-2023 change.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Goodman's 6.9%.
- Density rank: Goodman places 323rd among Missouri's places by people per square mile.
- Against the state median: Goodman runs about 966 residents per square mile, where the Missouri median is 743.
- Location: 36.7388, -94.4092 (US Census Bureau Gazetteer).
- Nearest larger cities: Anderson (6 mi); Neosho (8 mi); Seneca (13 mi); Noel (14 mi); Granby (15 mi). Larger metros often have more branches, but online lenders reach Goodman on the same terms.
- Smaller places nearby: Lanagan (9 mi); Ginger Blue (11 mi); Pineville (11 mi).
- Within a 50-mile radius: 85 smaller Census places.
- Within 100 miles: 140 places are larger than Goodman.
The state rulebook for Goodman
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Goodman lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
What is available to Goodman borrowers
At roughly 966 people per square mile, Goodman is moderately settled; 52 larger places lie within 50 miles. A Missouri licence lets a lender serve Goodman without a local office, so branch density does not change what its 1,282 residents are offered. The nearest larger city, Anderson, MO about 6 miles away.
Where Goodman sits
Inside Goodman's boundaries lie about 1.3 square miles of land, with no significant water area recorded. Spread across it are roughly 966 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 165 miles away. Counting outward 50 miles, 52 larger communities surround Goodman. By land area it ranks 348th of 937 Missouri places.
Goodman in state context
Set beside Missouri's 937 places, Goodman ranks 300th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Goodman ranks 53rd of 937 in Missouri (about the 94th percentile). By density, at about 966 people per square mile, it ranks 323rd in Missouri. Between 2020 and 2023 the count changed by roughly 83 residents.
A pre-application checklist for Goodman
Before you apply in Goodman, a community of about 1,282, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Missouri licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Goodman-specific: the same Missouri licensing and disclosure rules reach all 1,282 residents.
Common questions
What are my options in Goodman if my credit is poor?
What loan size can I expect in Goodman?
Do I have to pledge anything to borrow in Goodman?
Does comparing loans in Goodman cost me credit score points?
Nearby places
- Anderson, MO — population 2,064
- Neosho, MO — population 13,328
- Lanagan, MO — population 383
- Ginger Blue, MO — population 34
- Pineville, MO — population 826
- Noel, MO — population 2,180
- Stella, MO — population 168
- Jane, MO — population 388