Personal loans in Glassport, PA
To lend to Glassport's 4,301 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it.
With roughly 4,301 residents, Glassport is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. With an estimated 4,301 residents, Glassport is the 227th-largest of 1,013 places in Pennsylvania. Census figures put the 2020-to-2023 decrease in Glassport at about 3.8%. Verify the lender's Pennsylvania licence against the regulator named below before borrowing in Glassport. A larger market lies at Clairton, PA about 2 miles away.
Glassport by the numbers
Here is the sourced Census picture for Glassport, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: an estimated 4,301 residents, 227th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 3.8% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 169 residents.
- Size percentile: roughly 78% of Pennsylvania's places have fewer residents than Glassport's 4,301.
- Population density: about 2,719 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Glassport covers 1.6 square miles, the 290th-largest area among Pennsylvania's 1,013 places.
- Water area rank: Glassport ranks 59th among Pennsylvania's 1,013 places, with 0.20 sq mi.
- State population share: Glassport accounts for about 0.1% of everyone in Pennsylvania.
- National rank: Glassport sits 5,262nd by population among the 19,457 places in this dataset.
- Growth rank: Glassport ranks 977th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Versus Pennsylvania: the state average change is -0.9%, while Glassport moved 3.8%.
- Density rank: Glassport is the 365th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Glassport's 2,719 people per square mile compare with a state median of 1,990.
- Location: 40.3258 / -79.8860, per the US Census Bureau Gazetteer.
- Nearest larger cities: Clairton (2 mi); West Mifflin (2 mi); McKeesport (2 mi); Jefferson Hills (4 mi); Duquesne (4 mi). Larger metros often have more branches, but online lenders reach Glassport on the same terms.
- Smaller communities within reach: Port Vue (1 mi); Liberty (1 mi); Dravosburg (2 mi).
- Smaller places within 50 miles: 253 of them.
- Within 100 miles: 128 places are larger than Glassport.
Inside a Glassport personal loan
With roughly 4,301 residents, Glassport is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Glassport's 4,301 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Glassport decides the split between a comfortable payment and the total interest you pay.
Steps to take before a Glassport loan
Complete these steps first when you borrow in Glassport (4,301 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Glassport-specific: the same Pennsylvania licensing and disclosure rules reach all 4,301 residents.
Glassport: area, density and distance
Glassport's land area is about 1.6 square miles; a further 0.20 square miles is water. Spread across it are roughly 2,719 residents per square mile. For the state's biggest city, Philadelphia, the distance is roughly 252 miles. A 50-mile radius around Glassport takes in 69 places that are larger. The 100-mile radius contains 128 larger places.
What Pennsylvania law requires in Glassport
Pennsylvania has no separate rate rule for Glassport; the sourced rows below are what reach every lender that serves its 4,301 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
How lenders reach Glassport
At roughly 2,719 people per square mile, Glassport is fairly dense; 69 larger places lie within 50 miles. What is available to Glassport's 4,301 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Clairton, PA about 2 miles away.
Common questions
What are my options in Glassport if my credit is poor?
What loan size can I expect in Glassport?
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Does comparing loans in Glassport cost me credit score points?
Nearby places
- Port Vue, PA — population 3,568
- Liberty, PA — population 2,266
- Dravosburg, PA — population 1,554
- Clairton, PA — population 5,949
- West Mifflin, PA — population 18,916
- Lincoln, PA — population 895
- McKeesport, PA — population 17,132
- Elizabeth, PA — population 1,355