Personal loans in Giddings, TX

Judge Giddings offers on total cost, not on how quickly the money arrives. The trend for Giddings between 2020 and 2023 is upward by roughly 5.5%. State law, not city hall, decides what a lender may do to Giddings's roughly 5,254 residents, and a state regulator supervises it. Borrowers who want a bigger city can look to Bastrop, TX about 24 miles away.

What the Census records for Giddings

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: a Census-estimated 5,254, 366th among Texas's 1,224 places (Vintage 2023).
• Population trend: Growth of about 5.5% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a gain of about 272 residents.
• Size percentile: Giddings's 5,254 people outrank roughly 70% of the places in Texas.
• Population density: about 996 people per square mile across 5.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Giddings covers 5.3 square miles, the 355th-largest area among Texas's 1,224 places.
• Water area: Giddings has 0.03 square miles of water, ranking 365th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Giddings.
• National standing: Giddings ranks 4,692nd of 19,457 US places.
• Growth in Texas: Giddings stands 414th by percentage change from 2020 to 2023, among 1,224 places.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Giddings's 5.5%.
• Density rank: Giddings is the 518th most densely settled place in Texas.
• Density vs Texas: Giddings's 996 people per square mile compare with a state median of 840.
• Location: latitude 30.1837, longitude -96.9280 (Census Gazetteer).
• Nearest larger cities: Bastrop (24 mi); Elgin (30 mi); Brenham (32 mi); Rockdale (33 mi); Manor (39 mi). Living near a larger metro rarely changes what is available in Giddings.
• Smaller towns nearby: Carmine (14 mi); Round Top (16 mi); Lexington (17 mi).
• Smaller places within 50 miles: 28 of them.
• At 100 miles: 82 larger Census places fall inside that radius.

Giddings's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Giddings ranks 366th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 414th of 1,224 Texas places, putting it near the 66th percentile for growth. Its roughly 996 residents per square mile place it 518th among Texas's places. Within 50 miles sit 28 smaller Census places, alongside the 14 that are larger.

The state rulebook for Giddings

This table holds the Texas rate and licensing rules for consumer loans made to Giddings's 5,254 residents.

Giddings on the map

Inside Giddings's boundaries lie roughly 5.3 square miles of land and 0.03 square miles of water. With 5,254 residents, the land area yields roughly 996 people per square mile. The largest place in Texas, Houston, lies about 96 miles away. A 50-mile radius around Giddings takes in 14 places that are larger. By land area it ranks 355th of 1,224 Texas places.

Lender access in Giddings

Giddings is moderately settled, with about 996 people per square mile and 14 larger places within 50 miles. Whether Giddings has a local branch or not, a Texas-licensed lender can serve its 5,254 people online on the same terms. For a larger market, the closest option is Bastrop, TX about 24 miles away.

What a Giddings borrower is actually offered

A Giddings personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,254 residents. Federal Truth in Lending rules require a Giddings lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Giddings loan is knowable in advance — unlike a revolving card balance.