Personal loans in George, WA
A lender that serves George operates under Washington lending statutes and a Washington supervisor. At about 885 residents, George is larger than roughly 25% of the places in Washington. A lender serving George holds a Washington licence and answers to a Washington regulator; no city office is involved for its 885 residents. Population in George climbed about 9.5% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in George. A larger market lies at Quincy, WA about 11 miles away.
What the Census records for George
Two layers matter for a George borrower: the local population picture and Washington's consumer-lending statutes.
- Population: 885 residents; George is the 212th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 9.5% from 2020 to 2023.
- People gained or lost: about 77 more since the 2020 base.
- Size percentile: George sits ahead of around 25% of Washington places, at 885 people.
- Population density: about 642 people per square mile (Census land area 1.4 sq mi).
- Land area rank: George's 1.4 square miles rank 177th of 281 places in Washington.
- Within Washington: about 0.0% of the state's population lives in George.
- National rank: George is the 10,755th most populous of the 19,457 Census places covered here.
- Growth in Washington: George stands 30th by percentage change from 2020 to 2023, among 281 places.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against George's 9.5%.
- Density in Washington: George ranks 243rd by people per square mile.
- Against the state median: George runs about 642 residents per square mile, where the Washington median is 1,518.
- Location: the Census Gazetteer records it at 47.0831, -119.8617.
- Nearest larger cities: Quincy (11 mi); Royal City (17 mi); Ephrata (22 mi); Rock Island (24 mi); Mattawa (24 mi). Living near a larger metro rarely changes what is available in George.
- Nearest smaller towns: Wilson Creek (42 mi); Coulee City (45 mi); Krupp (47 mi).
- Within a 50-mile radius: 3 smaller Census places.
- At 100 miles: 61 larger Census places fall inside that radius.
The state rulebook for George
The rows below set out what a licensed lender must follow in Washington, and so for George's roughly 885 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
George against the rest of Washington
Set beside Washington's 281 places, George ranks 212th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, George ranks 30th of 281 in Washington (about the 89th percentile). At about 642 people per square mile, George is the 243rd most densely settled place in Washington. The population moved by about 77 people between 2020 and 2023, a 9.5% shift.
Land, water and location for George
Inside George's boundaries lie about 1.4 square miles of land, with no significant water area recorded. Spread across it are roughly 642 residents per square mile. Seattle, the largest place in Washington, is about 122 miles from George. Counting outward 50 miles, 22 larger communities surround George. Within the same 50 miles lie 3 smaller Census places.
Getting a loan in George
George is a moderately settled community of about 885 people, with 22 larger places inside a 50-mile radius. Whether George has a local branch or not, a Washington-licensed lender can serve its 885 people online on the same terms. The nearest bigger place is Quincy, WA about 11 miles away.
What to do before borrowing in George
For George's roughly 885 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Washington licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
What differs between George and the rest of Washington is not the process but the borrower's own file, among the 885 people here.
Common questions
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Nearby places
- Quincy, WA — population 8,315
- Royal City, WA — population 1,897
- Mattawa, WA — population 3,761
- Ephrata, WA — population 8,665
- Rock Island, WA — population 1,613
- Soap Lake, WA — population 1,744
- East Wenatchee, WA — population 14,102
- Kittitas, WA — population 1,439