Personal loans in Gentryville, IN
Personal loans in Gentryville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 254 population. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Gentryville's 254 residents. An estimated 254 people make their home in Gentryville, a figure that ranks 481st in Indiana. If debt is already a strain, a nonprofit credit counsellor can help Gentryville residents before they take on more. The trend for Gentryville between 2020 and 2023 is upward by roughly 4.1%. The nearest larger metro is Santa Claus, IN about 6 miles away.
Gentryville: the sourced local profile
Here is the sourced Census picture for Gentryville, plus the Indiana lending rules that apply to a loan taken out here.
- Population: about 254, ranked 481st of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 4.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
- Size percentile: roughly 15% of Indiana's places have fewer residents than Gentryville's 254.
- Population density: about 645 people per square mile (Census land area 0.4 sq mi).
- By land area: Gentryville ranks 415th among Indiana's 565 places, at 0.4 sq mi.
- Share of Indiana: Gentryville holds about 0.0% of the state's population, some 254 people.
- National standing: Gentryville ranks 15,709th of 19,457 US places.
- Growth rank: Gentryville ranks 43rd among Indiana's 565 places for the 2020-to-2023 change.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Gentryville's 4.1%.
- Density rank: Gentryville is the 497th most densely settled place in Indiana.
- Density in context: Gentryville's 645 people per square mile sit against a Indiana median of 1,375.
- Location: the Census Gazetteer records it at 38.1100, -87.0340.
- Nearest larger cities: Santa Claus (6 mi); Dale (6 mi); Chrisney (7 mi); Holland (9 mi); Grandview (12 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Tennyson (5 mi); Spurgeon (16 mi); Mackey (22 mi).
- Smaller places within 50 miles: 15 of them.
- At 100 miles: 341 larger Census places fall inside that radius.
The anatomy of a Gentryville personal loan
Gentryville is a small community of about 254 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Gentryville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Gentryville loan is knowable in advance — unlike a revolving card balance.
Gentryville against the rest of Indiana
Within Indiana, Gentryville holds roughly 0.0% of all residents, the 481st-largest share among 565 places. On the 2020-to-2023 trend, Gentryville stands 43rd among Indiana's 565 places — roughly the 92th percentile. Its roughly 645 residents per square mile place it 497th among Indiana's places. In land area, Gentryville ranks 415th among Indiana's 565 places.
What is available to Gentryville borrowers
With about 645 residents per square mile, Gentryville is moderately settled, and 77 larger Census places sit within 50 miles. What is available to Gentryville's 254 borrowers is set by Indiana licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Santa Claus, IN about 6 miles away.
Gentryville: area, density and distance
Gentryville covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 645 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 229 miles away. Gentryville has 77 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.
Which Indiana laws govern a loan in Gentryville
These are Indiana's sourced lending facts as they reach Gentryville's 254 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Common questions
What are my options in Gentryville if my credit is poor?
What loan size can I expect in Gentryville?
Do I have to pledge anything to borrow in Gentryville?
Does comparing loans in Gentryville cost me credit score points?
Nearby places
- Tennyson, IN — population 224
- Dale, IN — population 1,522
- Chrisney, IN — population 468
- Santa Claus, IN — population 2,609
- Holland, IN — population 610
- Grandview, IN — population 694
- Huntingburg, IN — population 6,495
- Ferdinand, IN — population 2,189