Personal loans in Gentry, MO
Rate ceilings, licensing requirements and product limits for Gentry are all set at the Missouri level.
With roughly 56 residents, Gentry is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. About 56 people live in Gentry, placing it 870th of 937 Census places in Missouri. Gentry added about 1.8% to its population between the 2020 base and the 2023 estimate. Verify the lender's Missouri licence against the regulator named below before borrowing in Gentry. The closest larger place is Worth, MO about 5 miles away.
Gentry: the sourced local profile
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: about 56 people live here, which puts Gentry 870th of 937 Census places in Missouri (Vintage 2023).
- Population trend: Growth of about 1.8% across the 2020-to-2023 comparison.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: about 7% of Missouri's Census places are smaller than Gentry.
- Density: the Census land area of 0.2 sq mi holds about 243 people per square mile.
- Land area: Gentry covers 0.2 square miles, the 771st-largest area among Missouri's 937 places.
- Share of Missouri: Gentry holds about 0.0% of the state's population, some 56 people.
- National rank: Gentry is the 18,890th most populous of the 19,457 Census places covered here.
- Growth rank: Gentry's 2020-to-2023 change ranks 277th of 937 places in Missouri.
- Versus Missouri: the state average change is +0.8%, while Gentry moved 1.8%.
- Density rank: Gentry is the 828th most densely settled place in Missouri.
- Density in context: Gentry's 243 people per square mile sit against a Missouri median of 743.
- Location: the Census Gazetteer records it at 40.3326, -94.4233.
- Nearest larger cities: Worth (5 mi); Albany (8 mi); Darlington (9 mi); Stanberry (10 mi); Grant City (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Denver (7 mi); Allendale (13 mi); Clyde (14 mi).
- Smaller neighbours: 19 places smaller than Gentry sit within 50 miles.
- Larger places within 100 miles: 463.
The Gentry borrowing checklist
A sensible order of operations for a loan in Gentry, home to about 56 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Missouri; what changes is your credit file, not the fact that Gentry holds 56 people.
How Gentry compares across Missouri
Against Missouri's other places, Gentry accounts for about 0.0% of the state's population and ranks 870th of 937 by size. Its 2020-to-2023 change ranks 277th of 937 Missouri places, putting it near the 70th percentile for growth. Its roughly 243 residents per square mile place it 828th among Missouri's places. Within 50 miles sit 19 smaller Census places, alongside the 98 that are larger.
What is available to Gentry borrowers
Gentry is lightly settled, with about 243 people per square mile and 98 larger places within 50 miles. What is available to Gentry's 56 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Worth, MO about 5 miles away.
The geography behind Gentry
The Census Gazetteer records about 0.2 square miles of land within Gentry, with no significant water area listed. The resulting density is about 243 people per square mile. The state's population centre of gravity, Kansas City, is roughly 84 miles away. Gentry has 98 larger places within a 50-mile radius. The 100-mile radius contains 463 larger places.
The Missouri lending rules that reach Gentry
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Gentry is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
What are my options in Gentry if my credit is poor?
What loan size can I expect in Gentry?
Do I have to pledge anything to borrow in Gentry?
Does comparing loans in Gentry cost me credit score points?
Nearby places
- Worth, MO — population 62
- Denver, MO — population 32
- Albany, MO — population 1,705
- Darlington, MO — population 68
- Grant City, MO — population 789
- Stanberry, MO — population 1,148
- Allendale, MO — population 46
- Irena, MO — population 12