Personal loans in Genola, UT
Census figures put the 2020-to-2023 increase in Genola at about 4.3%. Genola is a small community in Utah, with an estimated 1,610 residents, and every licensed lender here follows the same state rulebook.
About 1,610 people live in Genola, placing it 132nd of 255 Census places in Utah. A larger market lies at Santaquin, UT about 4 miles away. Rate ceilings, licensing requirements and product limits for Genola are all set at the Utah level. Verify the lender's Utah licence against the regulator named below before borrowing in Genola.
Genola: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.
- Population: the Census counts 1,610 residents in Genola (Vintage 2023 subcounty estimate), the 132nd-largest figure among Utah's 255 places.
- Population trend: A rise of about 4.3% from 2020 to 2023.
- Absolute change: 66 residents added between 2020 and 2023.
- Size percentile: Genola's 1,610 people outrank roughly 48% of the places in Utah.
- Population density: 117 people per square mile on 13.8 square miles of land.
- By land area: Genola ranks 46th among Utah's 255 places, at 13.8 sq mi.
- Water area: Genola has 0.43 square miles of water, ranking 13th of 255 places in Utah.
- Within Utah: about 0.1% of the state's population lives in Genola.
- National rank: Genola is the 8,443rd most populous of the 19,457 Census places covered here.
- Growth rank: Genola's 2020-to-2023 change ranks 124th of 255 places in Utah.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Genola's 4.3%.
- Density rank: Genola is the 211th most densely settled place in Utah.
- Density vs Utah: Genola's 117 people per square mile compare with a state median of 705.
- Location: it lies at 40.0120, -111.8480 in the Census Gazetteer.
- Nearest larger cities: Santaquin (4 mi); Payson (6 mi); Elk Ridge (9 mi); Salem (10 mi); Spanish Fork (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Goshen (5 mi); Rocky Ridge (6 mi); Woodland Hills (10 mi).
- Smaller neighbours: 26 places smaller than Genola sit within 50 miles.
- Larger places within 100 miles: 95.
Which Utah laws govern a loan in Genola
These are Utah's sourced lending facts as they reach Genola's 1,610 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
A pre-application checklist for Genola
These steps shape the offer you get in Genola, a place of about 1,610 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Utah licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Utah; what changes is your credit file, not the fact that Genola holds 1,610 people.
Genola: area, density and distance
Inside Genola's boundaries lie roughly 13.8 square miles of land and 0.43 square miles of water. Spread across it are roughly 117 residents per square mile. Salt Lake City, the largest place in Utah, is about 53 miles from Genola. A 50-mile radius around Genola takes in 46 places that are larger. Within the same 50 miles lie 26 smaller Census places.
Where Genola sits in Utah
Within Utah, Genola holds roughly 0.1% of all residents, the 132nd-largest share among 255 places. For population change between 2020 and 2023, Genola ranks 124th of 255 in Utah (about the 51th percentile). Its roughly 117 residents per square mile place it 211th among Utah's places. The population moved by about 66 people between 2020 and 2023, a 4.3% shift.
Getting a loan in Genola
Genola is lightly settled, with about 117 people per square mile and 46 larger places within 50 miles. A Utah licence lets a lender serve Genola without a local office, so branch density does not change what its 1,610 residents are offered. The nearest bigger place is Santaquin, UT about 4 miles away.
Common questions
What are my options in Genola if my credit is poor?
What loan size can I expect in Genola?
Do I have to pledge anything to borrow in Genola?
Does comparing loans in Genola cost me credit score points?
Nearby places
- Santaquin, UT — population 17,532
- Goshen, UT — population 968
- Rocky Ridge, UT — population 1,018
- Payson, UT — population 24,054
- Elk Ridge, UT — population 4,925
- Salem, UT — population 10,725
- Woodland Hills, UT — population 1,571
- Mona, UT — population 1,935