Personal loans in Gay, GA

At about 116 residents, Gay is larger than roughly 3% of the places in Georgia. The closest larger place is Molena, GA about 7 miles away. Which products a lender may offer to Gay's 116 residents follows from the Georgia consumer-lending framework. Use the calculator on this page to price an amount and term before you commit in Gay.

The Gay data picture

Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.

• Population: about 116 people live here, which puts Gay 520th of 536 Census places in Georgia (Vintage 2023).
• Population trend: Up about 4.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 5 more people than the 2020 Census counted.
• Size percentile: bigger than about 3% of the places in Georgia, with 116 residents in Gay.
• Land and density: 0.9 square miles of land carry roughly 134 residents per square mile.
• By land area: Gay ranks 468th among Georgia's 536 places, at 0.9 sq mi.
• State population share: Gay accounts for about 0.0% of everyone in Georgia.
• Nationally: Gay is the 17,843rd-largest of 19,457 Census places in the dataset.
• Growth rank: Gay's 2020-to-2023 change ranks 157th of 536 places in Georgia.
• Versus Georgia: the state average change is +3.4%, while Gay moved 4.5%.
• Density rank: Gay places 487th among Georgia's places by people per square mile.
• Density in context: Gay's 134 people per square mile sit against a Georgia median of 536.
• Location: 33.0958, -84.5794 (US Census Bureau Gazetteer).
• Nearest larger cities: Molena (7 mi); Woodbury (8 mi); Concord (8 mi); Greenville (9 mi); Haralson (9 mi). Larger metros often have more branches, but online lenders reach Gay on the same terms.
• Nearest smaller towns: Lone Oak (15 mi); Geneva (36 mi); Goldville (69 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 2 of them.
• Within 100 miles: 312 places are larger than Gay.

Gay in state context

Set beside Georgia's 536 places, Gay ranks 520th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 157th of 536 Georgia places, putting it near the 71th percentile for growth. Its roughly 134 residents per square mile place it 487th among Georgia's places. Between 2020 and 2023 the count changed by roughly 5 residents.

Steps to take before a Gay loan

Before you hand your details to a lender in Gay, where the population is near 116:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Georgia regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

In Gay as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 116 residents.

Borrowing reach in Gay

Gay is lightly settled, with about 134 people per square mile and 87 larger places within 50 miles. Lenders licensed in Georgia reach Gay's 116 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Molena, GA about 7 miles away.

Where Gay sits

The Census Gazetteer records about 0.9 square miles of land within Gay, with no significant water area listed. That land carries about 134 people per square mile. The state's population centre of gravity, Atlanta, is roughly 47 miles away. Counting outward 50 miles, 87 larger communities surround Gay. Within the same 50 miles lie 2 smaller Census places.

What Georgia law requires in Gay

Read the table as a lender's compliance picture for Gay: the rule, the sourced figure, the publisher and the date.