Personal loans in Gattman, MS

The 2020 count to the 2023 estimate shows about 5.1% growth in Gattman. A lender serving Gattman holds a Mississippi licence and answers to a Mississippi regulator; no city office is involved for its 82 residents. An estimated 82 people make their home in Gattman, a figure that ranks 296th in Mississippi. A larger market lies at Sulligent, AL about 6 miles away. A single loan can carry different costs on either side of a state line, and Gattman sits on the Mississippi side of that line. If debt is already a strain, a nonprofit credit counsellor can help Gattman residents before they take on more.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Gattman: the sourced local profile

The figures below are Gattman's own — Census population, land area and coordinates — followed by the Mississippi rules.

Gattman on the map

The Census Gazetteer records about 0.6 square miles of land within Gattman, with no significant water area listed. That land carries about 146 people per square mile. The largest place in Mississippi, Jackson, lies about 158 miles away. A 50-mile radius around Gattman takes in 63 places that are larger. Within the same 50 miles lie 2 smaller Census places.

Inside a Gattman personal loan

With roughly 82 residents, Gattman is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Gattman lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Gattman loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Gattman

Mississippi has no separate rate rule for Gattman; the sourced rows below are what reach every lender that serves its 82 people.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16

Gattman against the rest of Mississippi

Gattman is the 296th-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Gattman stands 11th among Mississippi's 299 places — roughly the 96th percentile. At about 146 people per square mile, Gattman is the 261st most densely settled place in Mississippi. Within 50 miles sit 2 smaller Census places, alongside the 63 that are larger.

Getting a loan in Gattman

At roughly 146 people per square mile, Gattman is lightly settled; 63 larger places lie within 50 miles. A Mississippi licence lets a lender serve Gattman without a local office, so branch density does not change what its 82 residents are offered. The nearest larger city, Sulligent, AL about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gattman if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gattman is the same as anywhere in Mississippi.
What loan size can I expect in Gattman?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gattman?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gattman cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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