Personal loans in Garfield, AR

Garfield: population, trend and location

Most of what governs a Garfield loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: about 610, ranked 235th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 2.3% since the 2020 count.
• Absolute change: 14 residents added between 2020 and 2023.
• Size percentile: bigger than about 53% of the places in Arkansas, with 610 residents in Garfield.
• Population density: about 196 people per square mile (Census land area 3.1 sq mi).
• By land area: Garfield ranks 180th among Arkansas's 500 places, at 3.1 sq mi.
• State share: roughly 0.0% of Arkansas's residents live in Garfield (610 people).
• Nationally: Garfield is the 12,356th-largest of 19,457 Census places in the dataset.
• Growth rank: Garfield ranks 117th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Garfield moved 2.3%.
• Density rank: Garfield places 380th among Arkansas's places by people per square mile.
• Density in context: Garfield's 196 people per square mile sit against a Arkansas median of 386.
• Location: mapped by the US Census Bureau at 36.4554, -93.9759.
• Nearest larger cities: Seligman (5 mi); Pea Ridge (8 mi); Little Flock (10 mi); Eureka Springs (13 mi); Holiday Island (13 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Gateway (3 mi); Avoca (7 mi); Washburn (9 mi).
• Smaller neighbours: 50 places smaller than Garfield sit within 50 miles.
• Within 100 miles: 201 places are larger than Garfield.

Where Garfield sits in Arkansas

Set beside Arkansas's 500 places, Garfield ranks 235th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Garfield stands 117th among Arkansas's 500 places — roughly the 77th percentile. By density, at about 196 people per square mile, it ranks 380th in Arkansas. Within 50 miles sit 50 smaller Census places, alongside the 68 that are larger.

A pre-application checklist for Garfield

A sensible order of operations for a loan in Garfield, home to about 610 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Arkansas regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

In Garfield as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 610 residents.

How Arkansas law applies in Garfield

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Garfield is bound by the same rules.

Borrowing reach in Garfield

Garfield is lightly settled, with about 196 people per square mile and 68 larger places within 50 miles. Whether Garfield has a local branch or not, a Arkansas-licensed lender can serve its 610 people online on the same terms. The nearest bigger place is Seligman, MO about 5 miles away.

Garfield on the map

Inside Garfield's boundaries lie about 3.1 square miles of land, with no significant water area recorded. With 610 residents, the land area yields roughly 196 people per square mile. The state's population centre of gravity, Little Rock, is roughly 150 miles away. A 50-mile radius around Garfield takes in 68 places that are larger. The 100-mile radius contains 201 larger places.