Personal loans in Gage, OK
Lenders active in Gage report to a Oklahoma supervisor, identified in the sourced rows below. The roughly 422 people who live in Gage borrow under Oklahoma rules; city hall sets no personal-loan rate.
About 422 people live in Gage, placing it 327th of 590 Census places in Oklahoma. Census figures put the 2020-to-2023 decrease in Gage at about 2.8%. Pull your credit reports and line up at least three offers before you apply from Gage. The nearest larger city is Shattuck, OK about 8 miles away.
Gage by the numbers
Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.
- Population: 422 residents; Gage is the 327th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.8% from 2020 to 2023.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: Gage's 422 people outrank roughly 45% of the places in Oklahoma.
- Land and density: 0.4 square miles of land carry roughly 988 residents per square mile.
- Land area: Gage covers 0.4 square miles, the 452nd-largest area among Oklahoma's 590 places.
- State population share: Gage accounts for about 0.0% of everyone in Oklahoma.
- National standing: Gage ranks 13,872nd of 19,457 US places.
- Growth rank: Gage ranks 543rd among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Gage moved 2.8%.
- Density rank: Gage is the 109th most densely settled place in Oklahoma.
- Against the state median: Gage runs about 988 residents per square mile, where the Oklahoma median is 546.
- Location: 36.3181, -99.7576 (US Census Bureau Gazetteer).
- Nearest larger cities: Shattuck (8 mi); Arnett (13 mi); Woodward (21 mi); Laverne (28 mi); Vici (28 mi). Living near a larger metro rarely changes what is available in Gage.
- Nearest smaller towns: Fargo (8 mi); Higgins (20 mi); Fort Supply (20 mi).
- Smaller neighbours: 17 places smaller than Gage sit within 50 miles.
- At 100 miles: 66 larger Census places fall inside that radius.
What a Gage borrower is actually offered
Most loans made to Gage's 422 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Gage can be quoted different APRs on the same amount and term. Shortening the term on a Gage loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Oklahoma law requires in Gage
Oklahoma has no separate rate rule for Gage; the sourced rows below are what reach every lender that serves its 422 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Land, water and location for Gage
Gage's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 988 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 139 miles from Gage. Counting outward 50 miles, 11 larger communities surround Gage. By land area it ranks 452nd of 590 Oklahoma places.
How Gage compares across Oklahoma
Among Oklahoma's 590 places, Gage sits at 327th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Gage ranks 543rd of 590 in Oklahoma (about the 8th percentile). Its roughly 988 residents per square mile place it 109th among Oklahoma's places. In land area, Gage ranks 452nd among Oklahoma's 590 places.
Getting a loan in Gage
At roughly 988 people per square mile, Gage is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Gage's 422 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Shattuck, OK about 8 miles away.
Common questions
What are my options in Gage if my credit is poor?
What loan size can I expect in Gage?
Do I have to pledge anything to borrow in Gage?
Does comparing loans in Gage cost me credit score points?
Nearby places
- Shattuck, OK — population 1,210
- Fargo, OK — population 306
- Arnett, OK — population 484
- May, OK — population 29
- Fort Supply, OK — population 315
- Higgins, TX — population 345
- Woodward, OK — population 11,753
- Follett, TX — population 359