Personal loans in Gage, OK

Lenders active in Gage report to a Oklahoma supervisor, identified in the sourced rows below. The roughly 422 people who live in Gage borrow under Oklahoma rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

About 422 people live in Gage, placing it 327th of 590 Census places in Oklahoma. Census figures put the 2020-to-2023 decrease in Gage at about 2.8%. Pull your credit reports and line up at least three offers before you apply from Gage. The nearest larger city is Shattuck, OK about 8 miles away.

Gage by the numbers

Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.

What a Gage borrower is actually offered

Most loans made to Gage's 422 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Gage can be quoted different APRs on the same amount and term. Shortening the term on a Gage loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Oklahoma law requires in Gage

Oklahoma has no separate rate rule for Gage; the sourced rows below are what reach every lender that serves its 422 people.

RuleDetailSource
State lending regulatorOklahoma Department of Consumer Credit (OKDOCC)
Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma."
Oklahoma Department of Consumer Credit
as of 2026-09-16
Small-loan / installment lender licensingOklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27.
Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2).
Oklahoma State Courts Network (Oklahoma Statutes, OSCN)
as of 2026-09-16
Small loan rate and principal caps (state-specific rule)Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted).
Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)).
Oklahoma State Courts Network (Oklahoma Statutes, OSCN)
as of 2026-09-16

Land, water and location for Gage

Gage's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 988 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 139 miles from Gage. Counting outward 50 miles, 11 larger communities surround Gage. By land area it ranks 452nd of 590 Oklahoma places.

How Gage compares across Oklahoma

Among Oklahoma's 590 places, Gage sits at 327th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Gage ranks 543rd of 590 in Oklahoma (about the 8th percentile). Its roughly 988 residents per square mile place it 109th among Oklahoma's places. In land area, Gage ranks 452nd among Oklahoma's 590 places.

Getting a loan in Gage

At roughly 988 people per square mile, Gage is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Gage's 422 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Shattuck, OK about 8 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gage if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gage is the same as anywhere in Oklahoma.
What loan size can I expect in Gage?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gage?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gage cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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