Personal loans in Frontenac, KS

The Frontenac data picture

Only a few things actually differ by place — population, area, location, and the Kansas rules a lender must follow — and they are below.

• Population: 3,372 residents; Frontenac is the 84th-largest of 625 places in Kansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.3%.
• Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
• Size percentile: with 3,372 residents, Frontenac is larger than about 87% of Kansas's Census places.
• Population density: about 634 people per square mile (Census land area 5.3 sq mi).
• By land area: Frontenac ranks 53rd among Kansas's 625 places, at 5.3 sq mi.
• Water: Frontenac holds about 0.10 square miles, the 39th-largest water area in Kansas.
• State share: roughly 0.1% of Kansas's residents live in Frontenac (3,372 people).
• National rank: Frontenac sits 5,927th by population among the 19,457 places in this dataset.
• Growth in Kansas: Frontenac stands 200th by percentage change from 2020 to 2023, among 625 places.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Frontenac's 0.3%.
• Density in Kansas: Frontenac ranks 372nd by people per square mile.
• Against the state median: Frontenac runs about 634 residents per square mile, where the Kansas median is 764.
• Location: the Census Gazetteer records it at 37.4588, -94.7008.
• Nearest larger cities: Pittsburg (3 mi); Carl Junction (22 mi); Lamar (23 mi); Webb City (25 mi); Fort Scott (26 mi). Larger metros often have more branches, but online lenders reach Frontenac on the same terms.
• Nearest smaller towns: Arma (6 mi); Mindenmines (7 mi); Mulberry (8 mi).
• Smaller neighbours: 110 places smaller than Frontenac sit within 50 miles.
• Larger places within 100 miles: 72.

The anatomy of a Frontenac personal loan

With roughly 3,372 residents, Frontenac is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Frontenac loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Frontenac loan is knowable in advance — unlike a revolving card balance.

A practical checklist for Frontenac borrowers

For Frontenac's roughly 3,372 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Kansas regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Kansas; what changes is your credit file, not the fact that Frontenac holds 3,372 people.

Frontenac on the map

Inside Frontenac's boundaries lie roughly 5.3 square miles of land and 0.10 square miles of water. That land carries about 634 people per square mile. The state's population centre of gravity, Wichita, is roughly 146 miles away. A 50-mile radius around Frontenac takes in 14 places that are larger. The 100-mile radius contains 72 larger places.

Frontenac against the rest of Kansas

Set beside Kansas's 625 places, Frontenac ranks 84th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 200th of 625 Kansas places, putting it near the 68th percentile for growth. Its roughly 634 residents per square mile place it 372nd among Kansas's places. By land area, its 5.3 square miles rank 53rd of 625 places in Kansas.

How Kansas law applies in Frontenac

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Frontenac lender must follow.