Personal loans in Friendship, AR

Pull your credit reports and line up at least three offers before you apply from Friendship. Over 2020 to 2023, Friendship recorded almost no population movement. Rate ceilings, licensing requirements and product limits for Friendship are all set at the Arkansas level. The nearest larger city is Midway, AR about 2 miles away.

Local context for Friendship

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 159 residents; Friendship is the 399th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: Friendship sits ahead of around 20% of Arkansas places, at 159 people.
• Land and density: 0.7 square miles of land carry roughly 223 residents per square mile.
• By land area: Friendship ranks 390th among Arkansas's 500 places, at 0.7 sq mi.
• State population share: Friendship accounts for about 0.0% of everyone in Arkansas.
• National rank: Friendship sits 17,137th by population among the 19,457 places in this dataset.
• Growth rank: Friendship's 2020-to-2023 change ranks 229th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Friendship moved 0.0%.
• Density in Arkansas: Friendship ranks 355th by people per square mile.
• Against the state median: Friendship runs about 223 residents per square mile, where the Arkansas median is 386.
• Location: 34.2243, -93.0037 (US Census Bureau Gazetteer).
• Nearest larger cities: Midway (2 mi); Donaldson (5 mi); Caddo Valley (6 mi); Arkadelphia (8 mi); Malvern (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Gum Springs (12 mi); Okolona (25 mi); Lonsdale (25 mi), each with its own Census population profile.
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 203.

Inside a Friendship personal loan

A Friendship personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 159 residents. Because pricing is borrower-level, two people in Friendship can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Friendship loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Friendship sits in Arkansas

Among Arkansas's 500 places, Friendship sits at 399th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Friendship stands 229th among Arkansas's 500 places — roughly the 54th percentile. At about 223 people per square mile, Friendship is the 355th most densely settled place in Arkansas. In land area, Friendship ranks 390th among Arkansas's 500 places.

Getting a loan in Friendship

Friendship is a lightly settled community of about 159 people, with 45 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Friendship without a local office, so branch density does not change what its 159 residents are offered. The nearest bigger place is Midway, AR about 2 miles away.

What Arkansas law requires in Friendship

The rows below set out what a licensed lender must follow in Arkansas, and so for Friendship's roughly 159 residents.

The geography behind Friendship

Friendship's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 223 people per square mile. The state's population centre of gravity, Little Rock, is roughly 50 miles away. Within 50 miles of Friendship there are 45 larger Census places. The 100-mile radius contains 203 larger places.