Personal loans in Frenchburg, KY
If you are weighing a personal loan in Frenchburg, start from the payment you can carry; its 614 residents face the same statewide rules. The 2020 count to the 2023 estimate shows about 2.7% growth in Frenchburg. With 614 residents, Frenchburg outranks about 35% of the communities in Kentucky. Judge Frenchburg offers on total cost, not on how quickly the money arrives. To lend to Frenchburg's 614 residents, a company must hold a Kentucky licence, and each sourced row below names the regulator behind it. The next larger city is Jeffersonville, KY about 13 miles away.
Frenchburg by the numbers
What follows is Frenchburg's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.
- Population: a Census-estimated 614, 271st among Kentucky's 416 places (Vintage 2023).
- Population trend: Growth of about 2.7% across the 2020-to-2023 comparison.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: bigger than about 35% of the places in Kentucky, with 614 residents in Frenchburg.
- Population density: 731 people per square mile on 0.8 square miles of land.
- By land area: Frenchburg ranks 245th among Kentucky's 416 places, at 0.8 sq mi.
- State population share: Frenchburg accounts for about 0.0% of everyone in Kentucky.
- National standing: Frenchburg ranks 12,327th of 19,457 US places.
- Growth in Kentucky: Frenchburg stands 66th by percentage change from 2020 to 2023, among 416 places.
- Against the state trend: Frenchburg's 2.7% change compares with a Kentucky average of -0.2% across its 416 places.
- Density rank: Frenchburg places 279th among Kentucky's places by people per square mile.
- Against the state median: Frenchburg runs about 731 residents per square mile, where the Kentucky median is 1,045.
- Location: latitude 37.9534, longitude -83.6229 (Census Gazetteer).
- Nearest larger cities: Jeffersonville (13 mi); Owingsville (15 mi); Stanton (15 mi); Camargo (15 mi); Clay City (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Salt Lick (11 mi); Lakeview Heights (15 mi); Campton (16 mi).
- Smaller neighbours: 12 places smaller than Frenchburg sit within 50 miles.
- Within 100 miles: 222 places are larger than Frenchburg.
Frenchburg: area, density and distance
Frenchburg covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 731 people per square mile. Lexington-Fayette, the largest place in Kentucky, is about 46 miles from Frenchburg. Frenchburg has 28 larger places within a 50-mile radius. Within the same 50 miles lie 12 smaller Census places.
The Kentucky lending rules that reach Frenchburg
Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Frenchburg lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
Where Frenchburg sits in Kentucky
Frenchburg is the 271st-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. For population change between 2020 and 2023, Frenchburg ranks 66th of 416 in Kentucky (about the 84th percentile). At about 731 people per square mile, Frenchburg is the 279th most densely settled place in Kentucky. By land area, its 0.8 square miles rank 245th of 416 places in Kentucky.
Lender access in Frenchburg
Frenchburg is moderately settled, with about 731 people per square mile and 28 larger places within 50 miles. What is available to Frenchburg's 614 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Jeffersonville, KY about 13 miles away.
What a Frenchburg borrower is actually offered
A Frenchburg personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 614 residents. A lender serving Frenchburg's 614 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Frenchburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Salt Lick, KY — population 255
- Owingsville, KY — population 1,595
- Campton, KY — population 303
- Lakeview Heights, KY — population 272
- Jeffersonville, KY — population 1,744
- Stanton, KY — population 3,183
- Camargo, KY — population 1,036
- Morehead, KY — population 6,740