Personal loans in Fredericksburg, OH

In Fredericksburg, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Rate ceilings, licensing requirements and product limits for Fredericksburg are all set at the Ohio level. Judge Fredericksburg offers on total cost, not on how quickly the money arrives. The closest larger place is Apple Creek, OH about 5 miles away.

Borrowing in Fredericksburg: the local picture

Set out below is Fredericksburg's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 405 residents in Fredericksburg (Vintage 2023 subcounty estimate), the 704th-largest figure among Ohio's 924 places.
• Population trend: A drop of about 0.5% from 2020 to 2023.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Fredericksburg sits ahead of around 24% of Ohio places, at 405 people.
• Density: roughly 1,195 residents per square mile, spread over 0.3 sq mi of land.
• Land area rank: Fredericksburg's 0.3 square miles rank 757th of 924 places in Ohio.
• State population share: Fredericksburg accounts for about 0.0% of everyone in Ohio.
• Nationally: Fredericksburg is the 14,047th-largest of 19,457 Census places in the dataset.
• Growth rank: Fredericksburg's 2020-to-2023 change ranks 347th of 924 places in Ohio.
• Against the state trend: Fredericksburg's 0.5% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Fredericksburg ranks 514th by people per square mile.
• Density in context: Fredericksburg's 1,195 people per square mile sit against a Ohio median of 1,289.
• Location: mapped by the US Census Bureau at 40.6770, -81.8701.
• Nearest larger cities: Apple Creek (5 mi); Shreve (8 mi); Millersburg (9 mi); Wooster (10 mi); Dalton (12 mi). Living near a larger metro rarely changes what is available in Fredericksburg.
• Nearest smaller towns: Holmesville (4 mi); Mount Eaton (9 mi); Wilmot (12 mi).
• Smaller places within 50 miles: 40 of them.
• Larger places within 100 miles: 535.

Borrowing reach in Fredericksburg

With about 1,195 residents per square mile, Fredericksburg is moderately settled, and 129 larger Census places sit within 50 miles. Whether Fredericksburg has a local branch or not, a Ohio-licensed lender can serve its 405 people online on the same terms. The nearest bigger place is Apple Creek, OH about 5 miles away.

Fredericksburg in state context

Within Ohio, Fredericksburg holds roughly 0.0% of all residents, the 704th-largest share among 924 places. For population change between 2020 and 2023, Fredericksburg ranks 347th of 924 in Ohio (about the 62th percentile). At about 1,195 people per square mile, Fredericksburg is the 514th most densely settled place in Ohio. The population moved by about 2 people between 2020 and 2023, a 0.5% shift.

Ohio rules behind a Fredericksburg personal loan

For the roughly 405 residents of Fredericksburg, the rules below are Ohio's own; each row carries its publisher and retrieval date.

Fredericksburg on the map

The Census Gazetteer records about 0.3 square miles of land within Fredericksburg, with no significant water area listed. With 405 residents, the land area yields roughly 1,195 people per square mile. Columbus, the largest place in Ohio, is about 76 miles from Fredericksburg. A 50-mile radius around Fredericksburg takes in 129 places that are larger. By land area it ranks 757th of 924 Ohio places.

Inside a Fredericksburg personal loan

Most loans made to Fredericksburg's 405 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Fredericksburg's 405 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fredericksburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.