Personal loans in Frankfort, OH
The Census estimates 1,107 residents in Frankfort, which ranks it 505th of 924 places in Ohio. If you are weighing a personal loan in Frankfort, start from the payment you can carry; its 1,107 residents face the same statewide rules.
Frankfort lost roughly 1.1% of its population across the 2020-to-2023 comparison. Use the calculator on this page to price an amount and term before you commit in Frankfort. For the 1,107 people in Frankfort, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The closest larger place is Chillicothe, OH about 11 miles away.
Frankfort: the sourced local profile
Frankfort is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,107, ranked 505th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
- Net change: roughly 12 fewer people than the 2020 Census counted.
- Size percentile: roughly 45% of Ohio places rank below Frankfort.
- Population density: about 2,205 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Frankfort's 0.5 square miles rank 688th of 924 places in Ohio.
- Share of Ohio: Frankfort holds about 0.0% of the state's population, some 1,107 people.
- National rank: Frankfort sits 9,831st by population among the 19,457 places in this dataset.
- Growth rank: Frankfort's 2020-to-2023 change ranks 486th of 924 places in Ohio.
- Versus Ohio: the state average change is +0.9%, while Frankfort moved 1.1%.
- Density rank: Frankfort is the 158th most densely settled place in Ohio.
- Against the state median: Frankfort runs about 2,205 residents per square mile, where the Ohio median is 1,289.
- Location: 39.4063, -83.1832 (Census Gazetteer coordinates).
- Nearest larger cities: Chillicothe (11 mi); Greenfield (12 mi); Kingston (15 mi); Washington Court House (16 mi); Circleville (19 mi). Online lenders reach Frankfort no matter how far the nearest branch is.
- Nearest smaller towns: Clarksburg (7 mi); South Salem (8 mi); New Holland (11 mi) — useful context for the surrounding area.
- Smaller neighbours: 60 places smaller than Frankfort sit within 50 miles.
- Within 100 miles: 304 places are larger than Frankfort.
How Frankfort compares across Ohio
Among Ohio's 924 places, Frankfort sits at 505th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Frankfort ranks 486th of 924 in Ohio (about the 47th percentile). Its roughly 2,205 residents per square mile place it 158th among Ohio's places. Between 2020 and 2023 the count changed by roughly 12 residents.
Which Ohio laws govern a loan in Frankfort
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Frankfort is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Frankfort: area, density and distance
Frankfort covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,107 residents, the land area yields roughly 2,205 people per square mile. The largest place in Ohio, Columbus, lies about 41 miles away. Frankfort has 59 larger places within a 50-mile radius. The 100-mile radius contains 304 larger places.
Before you apply in Frankfort
For Frankfort's roughly 1,107 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Ohio regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Frankfort-specific: the same Ohio licensing and disclosure rules reach all 1,107 residents.
Borrowing reach in Frankfort
Frankfort is fairly dense, with about 2,205 people per square mile and 59 larger places within 50 miles. Whether Frankfort has a local branch or not, a Ohio-licensed lender can serve its 1,107 people online on the same terms. For a larger market, the closest option is Chillicothe, OH about 11 miles away.
Common questions
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Nearby places
- Clarksburg, OH — population 403
- South Salem, OH — population 212
- New Holland, OH — population 830
- Williamsport, OH — population 1,012
- Chillicothe, OH — population 21,895
- Bainbridge, OH — population 753
- Greenfield, OH — population 4,336
- Washington Court House, OH — population 14,412