Personal loans in Fowlerton, IN
The first question in Fowlerton is not the rate on offer but whether the payment fits; about 272 people live here under Indiana lending law. With an estimated 272 residents, Fowlerton is the 473rd-largest of 565 places in Indiana.
Census figures put the 2020-to-2023 increase in Fowlerton at about 0.4%. To lend to Fowlerton's 272 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Fowlerton. The nearest larger metro is Fairmount, IN about 4 miles away.
Borrowing in Fowlerton: the local picture
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 272 residents; Fowlerton is the 473rd-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.4%.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: roughly 16% of Indiana places rank below Fowlerton.
- Population density: about 1,388 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Fowlerton ranks 502nd among Indiana's 565 places, at 0.2 sq mi.
- Within Indiana: about 0.0% of the state's population lives in Fowlerton.
- National rank: Fowlerton is 15,451st of 19,457 places nationwide.
- Growth rank: Fowlerton's 2020-to-2023 change ranks 258th of 565 places in Indiana.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Fowlerton's 0.4%.
- Density in Indiana: Fowlerton ranks 276th by people per square mile.
- Density in context: Fowlerton's 1,388 people per square mile sit against a Indiana median of 1,375.
- Location: latitude 40.4096, longitude -85.5728 (Census Gazetteer).
- Nearest larger cities: Fairmount (4 mi); Matthews (4 mi); Upland (5 mi); Gas City (6 mi); Jonesboro (6 mi). Larger metros often have more branches, but online lenders reach Fowlerton on the same terms.
- Smaller places close by: Shamrock Lakes (8 mi); Country Club Heights (21 mi); Woodlawn Heights (21 mi).
- Within a 50-mile radius: 30 smaller Census places.
- Within 100 miles: 486 places are larger than Fowlerton.
A pre-application checklist for Fowlerton
Before you hand your details to a lender in Fowlerton, where the population is near 272:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Fowlerton as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 272 residents.
Where Fowlerton sits
Inside Fowlerton's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 1,388 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 52 miles away. Within 50 miles of Fowlerton there are 119 larger Census places. By land area it ranks 502nd of 565 Indiana places.
Indiana consumer-lending rules applied in Fowlerton
For the roughly 272 residents of Fowlerton, the rules below are Indiana's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
The anatomy of a Fowlerton personal loan
In Fowlerton, a small community of about 272, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Fowlerton lender to disclose the APR and finance charge before you sign. The term you choose in Fowlerton decides the split between a comfortable payment and the total interest you pay.
Where Fowlerton sits in Indiana
Against Indiana's other places, Fowlerton accounts for about 0.0% of the state's population and ranks 473rd of 565 by size. On the 2020-to-2023 trend, Fowlerton stands 258th among Indiana's 565 places — roughly the 54th percentile. Its roughly 1,388 residents per square mile place it 276th among Indiana's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
What are my options in Fowlerton if my credit is poor?
What loan size can I expect in Fowlerton?
Do I have to pledge anything to borrow in Fowlerton?
Does comparing loans in Fowlerton cost me credit score points?
Nearby places
- Fairmount, IN — population 2,659
- Matthews, IN — population 495
- Gas City, IN — population 6,091
- Upland, IN — population 3,808
- Jonesboro, IN — population 1,502
- Summitville, IN — population 991
- Gaston, IN — population 800
- Shamrock Lakes, IN — population 218