Personal loans in Fountain Lake, AR

An estimated 474 people make their home in Fountain Lake, a figure that ranks 265th in Arkansas. Population in Fountain Lake dropped about 0.2% over the three years from 2020 to 2023. Lenders active in Fountain Lake report to a Arkansas supervisor, identified in the sourced rows below. Judge Fountain Lake offers on total cost, not on how quickly the money arrives. The closest larger place is Hot Springs, AR about 11 miles away.

Fountain Lake: population, trend and location

Here is the sourced Census picture for Fountain Lake, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: the Census counts 474 residents in Fountain Lake (Vintage 2023 subcounty estimate), the 265th-largest figure among Arkansas's 500 places.
• Population trend: A drop of about 0.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: about 47% of Arkansas communities are smaller than Fountain Lake (474 residents).
• Population density: about 108 people per square mile across 4.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Fountain Lake covers 4.4 square miles, the 140th-largest area among Arkansas's 500 places.
• Share of state population: Fountain Lake's 474 residents are about 0.0% of Arkansas.
• National rank: Fountain Lake is the 13,377th most populous of the 19,457 Census places covered here.
• Growth rank: Fountain Lake ranks 247th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Fountain Lake moved 0.2%.
• Density in Arkansas: Fountain Lake ranks 443rd by people per square mile.
• Density vs Arkansas: Fountain Lake's 108 people per square mile compare with a state median of 386.
• Location: coordinates 34.6097, -92.9204 (US Census Bureau Gazetteer).
• Nearest larger cities: Hot Springs (11 mi); Mountain Pine (15 mi); Rockport (15 mi); Malvern (17 mi); Haskell (17 mi). Lenders licensed in the state serve Fountain Lake whether or not they keep a local branch.
• Smaller places nearby: Lonsdale (8 mi); Perla (19 mi); Midway (25 mi).
• Smaller neighbours: 27 places smaller than Fountain Lake sit within 50 miles.
• Within 100 miles: 144 places are larger than Fountain Lake.

Fountain Lake: area, density and distance

The Census Gazetteer records about 4.4 square miles of land within Fountain Lake, with no significant water area listed. That land carries about 108 people per square mile. Little Rock, the largest place in Arkansas, is about 33 miles from Fountain Lake. Counting outward 50 miles, 40 larger communities surround Fountain Lake. The 100-mile radius contains 144 larger places.

Fountain Lake's place among Arkansas's 500 places

Set beside Arkansas's 500 places, Fountain Lake ranks 265th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 247th of 500 Arkansas places, putting it near the 51th percentile for growth. Its roughly 108 residents per square mile place it 443rd among Arkansas's places. The population moved by about 1 people between 2020 and 2023, a 0.2% shift.

Arkansas consumer-lending rules applied in Fountain Lake

These are Arkansas's sourced lending facts as they reach Fountain Lake's 474 residents; the state has no city-level rate rule.

What to do before borrowing in Fountain Lake

For Fountain Lake's roughly 474 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

None of these steps is Fountain Lake-specific: the same Arkansas licensing and disclosure rules reach all 474 residents.

Lender access in Fountain Lake

With about 108 residents per square mile, Fountain Lake is lightly settled, and 40 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Fountain Lake without a local office, so branch density does not change what its 474 residents are offered. For a larger market, the closest option is Hot Springs, AR about 11 miles away.