Personal loans in Fort Branch, IN
For a borrower among the roughly 2,931 residents of Fort Branch, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 2,931 residents live in Fort Branch, the 161st-largest community in Indiana. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. Use the calculator on this page to price an amount and term before you commit in Fort Branch. A larger market lies at Princeton, IN about 8 miles away. Every figure below is Indiana's own, applied to Fort Branch's 2,931 residents, with the publisher and retrieval date attached.
Fort Branch by the numbers
Here is the sourced Census picture for Fort Branch, plus the Indiana lending rules that apply to a loan taken out here.
- Population: about 2,931 people live here, which puts Fort Branch 161st of 565 Census places in Indiana (Vintage 2023).
- Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
- People gained or lost: about 35 fewer since the 2020 base.
- Size percentile: Fort Branch's 2,931 people outrank roughly 72% of the places in Indiana.
- Population density: about 2,694 people per square mile (Census land area 1.1 sq mi).
- Land area rank: Fort Branch's 1.1 square miles rank 267th of 565 places in Indiana.
- Water area rank: Fort Branch ranks 170th among Indiana's 565 places, with 0.01 sq mi.
- Share of Indiana: Fort Branch holds about 0.1% of the state's population, some 2,931 people.
- National standing: Fort Branch ranks 6,354th of 19,457 US places.
- Growth in Indiana: Fort Branch stands 467th by percentage change from 2020 to 2023, among 565 places.
- Versus Indiana: the state average change is +1.0%, while Fort Branch moved 1.2%.
- Density rank: Fort Branch is the 20th most densely settled place in Indiana.
- Density vs Indiana: Fort Branch's 2,694 people per square mile compare with a state median of 1,375.
- Location: 38.2458 / -87.5732, per the US Census Bureau Gazetteer.
- Nearest larger cities: Princeton (8 mi); Mount Carmel (16 mi); Evansville (18 mi); Chandler (18 mi); Boonville (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Haubstadt (3 mi); Owensville (7 mi); Cynthiana (8 mi).
- Smaller neighbours: 81 places smaller than Fort Branch sit within 50 miles.
- At 100 miles: 73 larger Census places fall inside that radius.
How Indiana law applies in Fort Branch
These are Indiana's sourced lending facts as they reach Fort Branch's 2,931 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
The geography behind Fort Branch
Fort Branch's land area is about 1.1 square miles; a further 0.01 square miles is water. With 2,931 residents, the land area yields roughly 2,694 people per square mile. The largest place in Indiana, Fort Wayne, lies about 235 miles away. Within 50 miles of Fort Branch there are 20 larger Census places. Within the same 50 miles lie 81 smaller Census places.
How personal loans work in Fort Branch
In Fort Branch, a small community of about 2,931, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Fort Branch's rank of 161st in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Fort Branch loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in Fort Branch
Fort Branch is fairly dense, with about 2,694 people per square mile and 20 larger places within 50 miles. Lenders licensed in Indiana reach Fort Branch's 2,931 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Princeton, IN about 8 miles away.
Where Fort Branch sits in Indiana
Against Indiana's other places, Fort Branch accounts for about 0.1% of the state's population and ranks 161st of 565 by size. On the 2020-to-2023 trend, Fort Branch stands 467th among Indiana's 565 places — roughly the 17th percentile. Its roughly 2,694 residents per square mile place it 20th among Indiana's places. By land area, its 1.1 square miles rank 267th of 565 places in Indiana.
Common questions
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Nearby places
- Haubstadt, IN — population 1,622
- Princeton, IN — population 8,401
- Owensville, IN — population 1,336
- Cynthiana, IN — population 549
- Elberfeld, IN — population 662
- Patoka, IN — population 707
- Francisco, IN — population 534
- Darmstadt, IN — population 1,407